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Citizens Financial

(OTC) CIWV

Current Price$36.50
Market Cap$65.41M
Since IPO (1996)+1,486%
5 Year+168%
1 Year+38%
1 Month-2%

Citizens Financial Financials at a Glance

Market Cap

$65.41M

Revenue (TTM)

$44.26M

Net Income (TTM)

$10.18M

EPS (TTM)

$5.70

P/E Ratio

6.40

Dividend

$1.02

Beta (Volatility)

0.01 (Low)

Price

$36.50

Volume

18

Open

$35.84

Previous Close

$36.50

Daily Range

$35.84 - $36.64

52-Week Range

$27.50 - $38.00

CIWV News

No articles available.

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About Citizens Financial

Industry

Banks

CEO

Nathaniel S. Bonnell, MBA, CPA

Headquarters

Elkins, WV 26241, US

CIWV Financials

Key Financial Metrics (TTM)

Gross Margin

51%

Operating Margin

29%

Net Income Margin

23%

Return on Equity

18%

Return on Capital

2%

Return on Assets

1%

Earnings Yield

15.63%

Dividend Yield

0.03%

Payout Ratio

0.00%

Stock Overview

Market Cap

$65.41M

Shares Outstanding

1.79M

Volume

18

Short Interest

0.00%

Avg. Volume

1.04K

Financials (TTM)

Gross Profit

$28.91M

Operating Income

$13.00M

EBITDA

$13.00M

Operating Cash Flow

$12.93M

Capital Expenditure

$435.66K

Free Cash Flow

$12.50M

Cash & ST Invst.

$9.59M

Total Debt

$17.76M

Citizens Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$11.69M

+5.2%

Gross Profit

$7.72M

+6.6%

Gross Margin

66.04%

N/A

Market Cap

$65.41M

N/A

Market Cap/Employee

$778.65K

N/A

Employees

84

N/A

Net Income

$2.56M

+5.6%

EBITDA

$3.29M

+6.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$8.17M

N/A

Accounts Receivable

$2.69M

N/A

Inventory

$0.00

N/A

Long Term Debt

$16.91M

N/A

Short Term Debt

$846.55K

N/A

Return on Assets

1.44%

N/A

Return on Invested Capital

1.85%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CIWV

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