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Eastern Michigan Financial

(OTC) EFIN

Current PriceN/A
Market CapN/A
Since IPO (2003)+746%
5 Year+217%
1 Year+93%
1 Month+6%

Eastern Michigan Financial Financials at a Glance

Market Cap

N/A

Revenue (TTM)

$24.84M

Net Income (TTM)

$7.17M

EPS (TTM)

N/A

P/E Ratio

N/A

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

EFIN News

No articles available.

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About Eastern Michigan Financial

Industry

Banks

CEO

William G. Oldford, Jr.

Headquarters

Croswell, MI 48422, US

EFIN Financials

Key Financial Metrics (TTM)

Gross Margin

68%

Operating Margin

36%

Net Income Margin

29%

Return on Equity

14%

Return on Capital

16%

Return on Assets

1%

Earnings Yield

N/A

Dividend Yield

2.41%

Payout Ratio

0.00%

Stock Overview

Market Cap

N/A

Shares Outstanding

N/A

Volume

N/A

Short Interest

N/A

Avg. Volume

N/A

Financials (TTM)

Gross Profit

$21.71M

Operating Income

$8.88M

EBITDA

$0.00

Operating Cash Flow

$8.09M

Capital Expenditure

$887.00K

Free Cash Flow

$7.20M

Cash & ST Invst.

$28.80M

Total Debt

$0.00

Eastern Michigan Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$6.27M

-3.9%

Gross Profit

$0.00

-100.0%

Gross Margin

0.00%

N/A

Market Cap

N/A

N/A

Market Cap/Employee

N/A

N/A

Employees

94

N/A

Net Income

$1.54M

-14.5%

EBITDA

$1.97M

-13.3%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Net Cash

$42.34M

+58.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.42%

N/A

Return on Invested Capital

16.37%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About EFIN

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