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Embassy Bancorp

(OTC) EMYB

Current Price$19.60
Market Cap$148.24M
Since IPO (2010)+306%
5 Year+35%
1 Year+28%
1 Month-1%

Embassy Bancorp Financials at a Glance

Market Cap

$148.24M

Revenue (TTM)

$74.48M

Net Income (TTM)

$13.70M

EPS (TTM)

$1.79

P/E Ratio

10.92

Dividend

$0.48

Beta (Volatility)

0.05 (Low)

Price

$19.60

Volume

1,350

Open

$19.50

Previous Close

$19.60

Daily Range

$19.50 - $19.68

52-Week Range

$14.26 - $20.63

EMYB News

No articles available.

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About Embassy Bancorp

Industry

Banks

Employees

114

CEO

David M. Lobach, Jr.

Headquarters

Bethlehem, PA 18017-9423, US

EMYB Financials

Key Financial Metrics (TTM)

Gross Margin

61%

Operating Margin

22%

Net Income Margin

18%

Return on Equity

12%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

9.16%

Dividend Yield

0.02%

Payout Ratio

26.79%

Stock Overview

Market Cap

$148.24M

Shares Outstanding

7.56M

Volume

1.35K

Short Interest

0.00%

Avg. Volume

4.66K

Financials (TTM)

Gross Profit

$45.57M

Operating Income

$16.60M

EBITDA

$17.66M

Operating Cash Flow

$12.83M

Capital Expenditure

$632.00K

Free Cash Flow

$12.20M

Cash & ST Invst.

$355.39M

Total Debt

$14.40M

Embassy Bancorp Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$19.35M

+9.6%

Gross Profit

$11.92M

+15.9%

Gross Margin

61.60%

N/A

Market Cap

$148.24M

N/A

Market Cap/Employee

$1.32M

N/A

Employees

112

N/A

Net Income

$3.58M

+32.7%

EBITDA

$4.36M

+21.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$340.99M

+179.0%

Accounts Receivable

$1.28B

+35512.6%

Inventory

$0.00

N/A

Long Term Debt

$2.61M

N/A

Short Term Debt

$11.80M

-42.5%

Return on Assets

0.76%

N/A

Return on Invested Capital

0.93%

N/A

Free Cash Flow

$3.76M

+96.2%

Operating Cash Flow

$3.88M

+79.3%

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Questions About EMYB

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