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Main Street Financial Services(OTC) MSWV

Market Cap$185.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2024)+89%
5 Year+77%
1 Year+53%
1 Month+3%
$23.70
+1.70%
+0.40Today
Main Street Financial Services last closing stock price
MetricPriceDate
Last closeUSD 23.702026-09-04
Main Street Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.14%USD 23.202026-08-28
1 month+3.08%USD 22.992026-08-05
3 month+21.7%USD 19.472026-06-05
Year to date+40.33%USD 16.892025-12-31
1 year+52.86%USD 15.502025-09-04
3 year+19.07%USD 19.902023-08-17
5 year+77.01%USD 13.392021-08-20
Since inception+89.26%USD 12.522024-06-04

Main Street Financial Services Financials at a Glance

Market Cap

$185.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$92.11M

Net Income (TTM)

$20.36M

EPS (TTM)

$2.59

P/E Ratio

9.16

Dividend

$0.59

Beta (Volatility)

0.10 (Low)

Price

$23.70

Volume

648

Open

$23.49

Previous Close

$23.70

Daily Range

$23.49 - $23.74

52-Week Range

$15.60 - $23.74

Estimated Earnings Date

Apr 24, 2025

MSWV News

No articles available.

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About Main Street Financial Services

Main Street Financial Services Corp. operates as the parent holding company for Main Street Bank Corp., providing a comprehensive suite of banking and financial services. Established in 2001 and headquartered in Wheeling, West Virginia, the company serves a diverse clientele, including businesses, professionals, and individual customers.

Products and Services
  • Fundamental checking and savings accounts
  • Diverse portfolio of lending solutions, including commercial and residential loans
  • Additional amenities such as wire transfers and internet banking
Growth Outlook
  • Revenue increased to $23.98 million in Q2 2026, up from $22.71 million in Q1 2026
  • Net income rose to $6.09 million in Q2 2026, reflecting strong operational performance
  • Consistent growth in interest income, reaching $22.72 million in Q2 2026
Financial Highlights
  • Trailing twelve months (TTM) net profit margin stands at 22.11%
  • TTM return on equity (ROE) is an impressive 15.56%
  • Quarterly earnings per share (EPS) of $0.78 in Q2 2026, up from $0.62 in Q1 2026
Main Street Financial Services Corp. has demonstrated robust financial performance, with a notable increase in revenue and net income in the most recent quarter. The company's diverse product offerings and strong interest income contribute to its solid growth trajectory. With a TTM net profit margin of 22.11% and a return on equity of 15.56%, the company showcases its ability to generate value for shareholders. The consistent rise in earnings per share further highlights the company's operational efficiency and commitment to delivering financial results.
AI Generated • Aug 28, 2026

Industry

Banks

Sector

Financials

CEO

Mark R. Witmer

Headquarters

Wooster, OH 44691, US

MSWV Financials

Key Financial Metrics (TTM)

Gross Margin

62.13%

Operating Margin

28.03%

Net Income Margin

22.11%

Return on Equity

15.56%

Return on Capital

14.10%

Return on Assets

1.31%

Earnings Yield

10.92%

Dividend Yield

2.49%

Payout Ratio

0.00%

Stock Overview

Market Cap

$185.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

7.85M

Volume

648

Avg. Volume

3.82K

Financials (TTM)

Gross Profit

$57.22M

Operating Income

$25.82M

EBITDA

$25.82M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$58.90M

Total Debt

$20.04M

Main Street Financial Services Performance Analysis

Main Street Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,784,0935.6%
20232023-12-31USD 38,112,00067.3%
20242024-12-31USD 64,491,00069.2%
20252025-12-31USD 87,242,00035.3%
Main Street Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.8%
Q42025-12-312.5%
Q12026-03-31-1.2%
Q22026-06-305.6%
Main Street Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.611.1%
20232023-12-31USD 2.0326.2%
20242024-12-31USD 0.76-62.4%
20252025-12-31USD 2.14180.0%
Main Street Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3023.4%
Q42025-12-316.9%
Q12026-03-31-1.6%
Q22026-06-3027.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$23.98M

+11.0%

Gross Profit

$15.22M

+13.9%

Gross Margin

63.46%

N/A

Market Cap

$185.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.69M

N/A

Employees

110

N/A

Net Income

$6.09M

+65.6%

EBITDA

$7.67M

+63.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$58.90M

+12.4%

Total Debt

$20.04M

-75.6%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$20.04M

-75.6%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.31%

N/A

Return on Invested Capital

1.66%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MSWV

What is the current price of Main Street Financial Services?

Main Street Financial Services is trading at $23.70 per share.

What is the 52-week range for Main Street Financial Services?

Over the past 52 weeks, Main Street Financial Services has traded between $15.60 and $23.74.

How much debt does Main Street Financial Services have?

As of the most recent reporting period, Main Street Financial Services reported total debt of $20.04M.

How much cash does Main Street Financial Services have on hand?

Main Street Financial Services does not have cash on hand data available.

What is Main Street Financial Services’s dividend yield?

Main Street Financial Services currently has a dividend yield of 2.49%.

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