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Main Street Financial Services

(OTC) MSWV

Current Price$21.24
Market Cap$165.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2024)+69%
5 Year+59%
1 Year+61%
1 Month+6%
Main Street Financial Services last closing stock price
MetricPriceDate
Last closeUSD 21.242026-07-15
Main Street Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.14%USD 21.002026-07-08
1 month+5.88%USD 20.062026-06-15
3 month+14.8%USD 18.502026-04-16
Year to date+24.96%USD 17.002025-12-31
1 year+61.45%USD 13.162025-07-14
3 year+6.02%USD 20.032023-07-10
5 year+58.65%USD 13.392021-07-15
Since inception+68.53%USD 12.602024-06-04

Main Street Financial Services Financials at a Glance

Market Cap

$165.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$89.74M

Net Income (TTM)

$17.95M

EPS (TTM)

$2.28

P/E Ratio

9.32

Dividend

$0.58

Beta (Volatility)

0.11 (Low)

Price

$21.24

Volume

23

Open

$21.24

Previous Close

$21.24

Daily Range

$21.24 - $21.24

52-Week Range

$13.80 - $21.49

Estimated Earnings Date

Apr 24, 2025

MSWV News

No articles available.

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About Main Street Financial Services

Main Street Financial Services Corp. operates as the parent holding company for Main Street Bank Corp., providing a comprehensive suite of banking and financial services. Established in 2001 and headquartered in Wheeling, West Virginia, the company serves a diverse clientele, including businesses and individual customers.

Products and Services
  • Fundamental checking and savings accounts
  • Diverse portfolio of lending solutions, including commercial and residential loans
  • Additional amenities such as internet banking and safe deposit boxes
Growth Outlook
  • Revenue increased to $22.7 million in Q1 2026, reflecting strong demand
  • Net income rose to $4.8 million, showcasing effective cost management
  • Return on equity stands at 14.3%, indicating efficient use of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $90.5 million, demonstrating consistent growth
  • Net profit margin of 20.0% TTM, reflecting strong profitability
  • Dividend yield of 2.85%, providing attractive returns to shareholders
Main Street Financial Services Corp. has established itself as a reliable player in the regional banking sector. The company's diverse offerings cater to a wide range of financial needs, from basic banking services to specialized lending solutions. Recent financial performance indicates a positive trajectory, with significant revenue growth and strong profitability metrics. The company's commitment to efficient operations is evident in its impressive return on equity and net profit margins. With a solid dividend yield, Main Street Financial Services Corp. presents an appealing opportunity for investors seeking stability and growth in the financial services sector.
AI Generated • Jun 29, 2026

Industry

Banks

CEO

Mark R. Witmer

Headquarters

Wheeling, WV 26003, US

MSWV Financials

Key Financial Metrics (TTM)

Gross Margin

61.70%

Operating Margin

25.44%

Net Income Margin

20.00%

Return on Equity

14.30%

Return on Capital

14.10%

Return on Assets

1.18%

Earnings Yield

10.73%

Dividend Yield

2.73%

Payout Ratio

0.00%

Stock Overview

Market Cap

$165.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

7.80M

Volume

23

Avg. Volume

3.04K

Financials (TTM)

Gross Profit

$55.37M

Operating Income

$22.83M

EBITDA

$22.83M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$45.50M

Total Debt

$23.29M

Main Street Financial Services Performance Analysis

Main Street Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,784,0935.6%
20232023-12-31USD 38,112,00067.3%
20242024-12-31USD 64,491,00069.2%
20252025-12-31USD 87,242,00035.3%
Main Street Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.9%
Q32025-09-303.8%
Q42025-12-312.5%
Q12026-03-31-1.2%
Main Street Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.611.1%
20232023-12-31USD 2.0326.2%
20242024-12-31USD 0.76-62.4%
20252025-12-31USD 2.14180.0%
Main Street Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30N/A
Q32025-09-3023.4%
Q42025-12-316.9%
Q12026-03-31-1.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$22.71M

+12.3%

Gross Profit

$13.78M

+11.7%

Gross Margin

60.69%

N/A

Market Cap

$165.69MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.51M

N/A

Employees

110

N/A

Net Income

$4.83M

+33.0%

EBITDA

$6.09M

+32.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$45.50M

+6.5%

Total Debt

$23.29M

-76.7%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$23.29M

-63.6%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.18%

N/A

Return on Invested Capital

13.63%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MSWV

What is the current price of Main Street Financial Services?

Main Street Financial Services is trading at $21.24 per share.

What is the 52-week range for Main Street Financial Services?

Over the past 52 weeks, Main Street Financial Services has traded between $13.80 and $21.49.

How much debt does Main Street Financial Services have?

As of the most recent reporting period, Main Street Financial Services reported total debt of $23.29M.

How much cash does Main Street Financial Services have on hand?

Main Street Financial Services does not have cash on hand data available.

What is Main Street Financial Services’s dividend yield?

Main Street Financial Services currently has a dividend yield of 2.73%.

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