Accessibility Menu
Bank Of Utica logo

Bank Of Utica(OTC) BKUTK

Market Cap$190.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2001)+674%
5 Year+72%
1 Year+32%
1 Month+2%
$639.00
+0.63%
+4.00Today
Bank Of Utica last closing stock price
MetricPriceDate
Last closeUSD 639.002026-07-28
Bank Of Utica stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.26%USD 631.052026-07-20
1 month+2.19%USD 625.302026-06-25
3 month+2.52%USD 623.282026-04-29
Year to date+25.52%USD 509.062025-12-31
1 year+32.44%USD 482.472025-07-28
3 year+92.99%USD 331.112023-07-28
5 year+72.43%USD 370.602021-07-28
Since inception+673.77%USD 82.582001-06-15

Bank Of Utica Financials at a Glance

Market Cap

$190.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$38.39M

Net Income (TTM)

-$5.75M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$19.50

Beta (Volatility)

0.14 (Low)

Price

$639.00

Volume

55

Open

$640.00

Previous Close

$639.00

Daily Range

$639.00 - $653.98

52-Week Range

$495.25 - $667.00

Estimated Earnings Date

N/A

BKUTK News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Bank Of Utica

Bank of Utica is a regional financial institution based in Utica, New York, offering a comprehensive range of commercial banking products and services. Established in 1927, the bank serves both individual and corporate clients, providing tailored financial solutions to meet diverse needs.

Products and Services
  • Diverse deposit options including checking, savings, and retirement accounts
  • Extensive lending portfolio for businesses and individuals
  • Comprehensive online and mobile banking platforms
Growth Outlook
  • Consistent revenue growth with a recent quarterly revenue of $8.14 million
  • Strong net income of $349,000 in the latest quarter
  • Robust return on equity at 9.43% over the trailing twelve months
Financial Highlights
  • Trailing twelve months revenue of $39.5 million, reflecting solid performance
  • Dividend yield of 3.25%, indicating a commitment to shareholder returns
  • Price-to-earnings ratio of 4.61, suggesting potential undervaluation
Bank of Utica has established itself as a reliable banking partner in the region, with a strong focus on customer service and community engagement. The bank's diverse product offerings cater to a wide range of financial needs, from personal banking to commercial lending. Recent financial performance highlights a positive trajectory, with significant revenue and net income growth. The attractive dividend yield further enhances the investment appeal, positioning Bank of Utica as a noteworthy option for potential investors seeking stability and growth in the regional banking sector.
AI Generated • Jul 2, 2026

Industry

Banks

Sector

Financials

CEO

Tom E. Sinnot

Website

www.bankofutica.com

Headquarters

Utica, NY 13502, US

BKUTK Financials

Key Financial Metrics (TTM)

Gross Margin

64.74%

Operating Margin

52.58%

Net Income Margin

42.29%

Return on Equity

9.43%

Return on Capital

11.27%

Return on Assets

2.31%

Earnings Yield

N/A

Dividend Yield

3.07%

Payout Ratio

14.78%

Stock Overview

Market Cap

$190.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

300.00K

Volume

55

Avg. Volume

46.355

Financials (TTM)

Gross Profit

$15.17M

Operating Income

-$11.08M

EBITDA

-$11.08M

Operating Cash Flow

$31.97M

Capital Expenditure

$0.00

Free Cash Flow

$31.97M

Cash & ST Invst.

$59.68M

Total Debt

$0.00

Bank Of Utica Performance Analysis

Bank Of Utica annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 42,105,947-5.1%
20232023-12-31USD 39,968,324-5.1%
20242024-12-31USD 45,585,12014.1%
20252025-12-31USD 51,342,70412.6%
Bank Of Utica sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12008-03-311.4%
Q22008-06-30-9.2%
Q32008-09-3015.6%
Q42008-12-31-24.2%
Bank Of Utica annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 46.49-69.8%
20232023-12-31USD 75.4662.3%
20242024-12-31USD 80.086.1%
20252025-12-31USD 130.2162.6%
Bank Of Utica sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12008-03-31-0.8%
Q22008-06-30-19.7%
Q32008-09-30-725.1%
Q42008-12-31103.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2008YOY CHG

Revenue

$8.14M

-19.3%

Gross Profit

$3.19M

-18.9%

Gross Margin

39.19%

N/A

Market Cap

$190.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$5.15M

N/A

Employees

37

N/A

Net Income

$349.00K

-81.7%

EBITDA

$963.00K

-64.4%

Quarterly Fundamentals

Name
Q4 2008YOY CHG

Total Cash

$59.68M

+12.8%

Total Debt

$0.00

N/A

Accounts Receivable

$8.79M

+13.7%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

2.31%

N/A

Return on Invested Capital

2.88%

N/A

Free Cash Flow

$18.30M

N/A

Operating Cash Flow

$18.30M

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
ARBVAmerican Riviera Bancorp
$31.98+0.00%
MSWVMain Street Financial Services Corp.
$22.99-0.70%
SBKOSummit Bank Group, Inc.
$22.81-0.52%
PRMYPrimary Bank
$35.50+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
NVDANvidia
$197.01+0.00%
NVDGraniteShares ETF Trust - GraniteShares 2x ShortDA Daily ETF
$5.22-0.01%
NOKNokia
$8.93-0.03%
JBLUJetBlue Airways
$6.00+0.10%

Questions About BKUTK

What is the current price of Bank Of Utica?

Bank Of Utica is trading at $639.00 per share.

What is the 52-week range for Bank Of Utica?

Over the past 52 weeks, Bank Of Utica has traded between $495.25 and $667.00.

How much debt does Bank Of Utica have?

As of the most recent reporting period, Bank Of Utica reported total debt of $0.00.

How much cash does Bank Of Utica have on hand?

Bank Of Utica does not have cash on hand data available.

What is Bank Of Utica’s dividend yield?

Bank Of Utica currently has a dividend yield of 3.07%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services