Es Bancshares logo

Es Bancshares(OTC) ESBS

Market Cap$50.27MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)-32%
5 Year+43%
1 Year+1%
1 Month+6%
$7.36
+0.77%
+0.06Today
Es Bancshares last closing stock price
MetricPriceDate
Last closeUSD 7.302026-10-06
Es Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.95%USD 7.372026-09-29
1 month+5.64%USD 6.912026-09-04
3 month+20.86%USD 6.042026-07-08
Year to date+0.69%USD 7.252025-12-31
1 year+1.25%USD 7.212025-10-06
3 year+33.46%USD 5.472023-10-06
5 year+43.14%USD 5.102021-10-07
Since inception-32.09%USD 10.752004-11-24

Es Bancshares Financials at a Glance

Market Cap

$50.27MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.48M

Net Income (TTM)

$3.29M

EPS (TTM)

$0.48

P/E Ratio

15.36

Dividend

$0.00

Beta (Volatility)

0.06 (Low)

Price

$7.36

Volume

100

Open

$7.36

Previous Close

$7.36

Daily Range

$7.36 - $7.36

52-Week Range

$5.73 - $7.56

Estimated Earnings Date

Apr 16, 2026

ESBS News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Es Bancshares

ES Bancshares, Inc. is a regional bank based in New York, providing a wide range of commercial banking solutions through its subsidiary, Empire State Bank. Established in 2004, the company focuses on delivering personalized banking services to both individuals and businesses.

Products and Services
  • Personal and business checking and savings accounts
  • Small Business Administration (SBA) loans and commercial real estate financing
  • Online and phone banking services, including remote check deposit
Growth Outlook
  • Revenue of $8.31 million in Q2 2026, showing consistent performance
  • Net income of $882,000 in Q2 2026, reflecting strong profitability
  • Return on equity at 6.40%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 14.45, suggesting reasonable valuation
  • Net profit margin of 9.82% TTM, demonstrating solid operational efficiency
  • Cash and cash equivalents of $59.16 million as of Q2 2026, ensuring liquidity
AI Generated • Sep 12, 2026

Industry

Banks

Sector

Financials

CEO

Philip A. Guarnieri

Website

www.esbna.com

Headquarters

Staten Island, NY 10314, US

ESBS Financials

Key Financial Metrics (TTM)

Gross Margin

57.88%

Operating Margin

11.92%

Net Income Margin

9.82%

Return on Equity

6.40%

Return on Capital

3.60%

Return on Assets

0.53%

Earnings Yield

6.51%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$50.27MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.89M

Volume

100

Avg. Volume

3.63K

Financials (TTM)

Gross Profit

$19.38M

Operating Income

$3.99M

EBITDA

$3.99M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$59.16M

Total Debt

$52.14M

Es Bancshares Performance Analysis

Es Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,602,0003.6%
20232023-12-31USD 29,287,00029.6%
20242024-12-31USD 32,858,00012.2%
20252025-12-31USD 33,875,0003.1%
Es Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-7.4%
Q42025-12-310.9%
Q12026-03-311.9%
Q22026-06-30-2.5%
Es Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.7813.0%
20232023-12-31USD 0.22-72.0%
20242024-12-31USD 0.16-26.3%
20252025-12-31USD 0.41157.2%
Es Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-38.7%
Q42025-12-318.7%
Q12026-03-3160.0%
Q22026-06-30-18.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.31M

-7.1%

Gross Profit

$5.04M

-1.2%

Gross Margin

60.58%

N/A

Market Cap

$50.27MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.36M

N/A

Employees

37

N/A

Net Income

$882.00K

-14.7%

EBITDA

$1.17M

-11.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$59.16M

+26.5%

Total Debt

$52.14M

-8.9%

Accounts Receivable

$2.61M

+0.2%

Inventory

$0.00

N/A

Long Term Debt

$52.14M

-8.9%

Short Term Debt

$0.00

N/A

Return on Assets

0.53%

N/A

Return on Invested Capital

0.65%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
HFBKHarford Bank
$44.79+0.00%
BHDBBank of Labor Bancshares, Inc.
$129.50+0.00%
ALBYCommunity Capital Bancshares, Inc.
$34.00-2.16%
NIDBNortheast Indiana Bancorp, Inc.
$24.20+0.21%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$113.12+0.55%
NUNu Holdings
$15.58-0.51%
NVDANvidia
$237.47-0.74%
BULLWebull
$5.89-19.09%

Questions About ESBS

What is the current price of Es Bancshares?

Es Bancshares is trading at $7.36 per share.

What is the 52-week range for Es Bancshares?

Over the past 52 weeks, Es Bancshares has traded between $5.73 and $7.56.

How much debt does Es Bancshares have?

As of the most recent reporting period, Es Bancshares reported total debt of $52.14M.

How much cash does Es Bancshares have on hand?

Es Bancshares does not have cash on hand data available.

What is Es Bancshares’s dividend yield?

Es Bancshares does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services