Es Bancshares(OTC) ESBS

Market Cap$46.52M

Since IPO (2004)-37%

5 Year+35%

1 Year-7%

1 Month+4%

$6.81

+0.81%

+0.05Today

Es Bancshares last closing stock price
Metric	Price	Date
Last close	USD 6.81	2026-08-31

Es Bancshares stock price return by period
Period	Price return	Price at period start	Period start date
1 week	-0.58%	USD 6.85	2026-08-24
1 month	+4.05%	USD 6.55	2026-07-31
3 month	+11.64%	USD 6.10	2026-06-02
Year to date	-6.07%	USD 7.25	2025-12-31
1 year	-7.47%	USD 7.36	2025-08-29
3 year	+15.42%	USD 5.90	2023-09-01
5 year	+34.85%	USD 5.05	2021-08-31
Since inception	-37.16%	USD 10.75	2004-11-24

Es Bancshares Financials at a Glance

Market Cap

$46.52M

Revenue (TTM)

$33.48M

Net Income (TTM)

$3.29M

EPS (TTM)

$0.48

P/E Ratio

14.21

Dividend

$0.00

Beta (Volatility)

0.06 (Low)

Dividend

$0.00

Beta (Volatility)

0.06 (Low)

Price

$6.81

Volume

1,700

Open

$6.70

Price

$6.81

Volume

1,700

Open

$6.70

Previous Close

$6.81

Daily Range

$6.70 - $6.81

52-Week Range

$5.73 - $7.51

Estimated Earnings Date

Apr 16, 2026

Dividend

$0.00

Beta (Volatility)

0.06 (Low)

Price

$6.81

Volume

1,700

Open

$6.70

Previous Close

$6.81

Daily Range

$6.70 - $6.81

52-Week Range

$5.73 - $7.51

Estimated Earnings Date

Apr 16, 2026

ESBS News

No articles available.

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About Es Bancshares

ES Bancshares, Inc. is a regional bank headquartered in Newburgh, New York, offering a wide range of commercial banking solutions through its subsidiary, Empire State Bank. The company provides various deposit and lending products tailored to meet the needs of both individual and business clients.

Products and Services

Personal and business checking and savings accounts
Small Business Administration (SBA) loans and commercial real estate financing
Online and phone banking services, including remote check deposit

Growth Outlook

Revenue of $8.31 million in Q2 2026, showing consistent performance
Net income of $882,000 in Q2 2026, reflecting strong profitability
Return on equity of 6.40% indicates effective management of shareholder funds

Financial Highlights

Trailing twelve-month revenue of $33.5 million, demonstrating steady growth
Net profit margin of 9.82% highlights operational efficiency
Price-to-earnings ratio of 14.02 suggests reasonable valuation compared to peers

AI Generated • Aug 13, 2026

Industry

Banks

Sector

Financials

CEO

Philip A. Guarnieri

Website

www.esbna.com

Headquarters

Staten Island, NY 10314, US

ESBS Financials

Key Financial Metrics (TTM)

Gross Margin

57.88%

Operating Margin

11.92%

Net Income Margin

9.82%

Return on Equity

6.40%

Return on Capital

3.60%

Return on Assets

0.53%

Earnings Yield

7.04%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$46.52M

Shares Outstanding

6.89M

Volume

1.70K

Avg. Volume

5.68K

Financials (TTM)

Gross Profit

$19.38M

Operating Income

$3.99M

EBITDA

$3.99M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$59.16M

Total Debt

$52.14M

Es Bancshares Performance Analysis

Es Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal year	Period end	Revenue	YoY growth
2022	2022-12-31	USD 22,602,000	3.6%
2023	2023-12-31	USD 29,287,000	29.6%
2024	2024-12-31	USD 32,858,000	12.2%
2025	2025-12-31	USD 33,875,000	3.1%

Es Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q3	2025-09-30	-7.4%
Q4	2025-12-31	0.9%
Q1	2026-03-31	1.9%
Q2	2026-06-30	-2.5%

Es Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal year	Period end	Diluted EPS	YoY growth
2022	2022-12-31	USD 0.78	13.0%
2023	2023-12-31	USD 0.22	-72.0%
2024	2024-12-31	USD 0.16	-26.3%
2025	2025-12-31	USD 0.41	157.2%

Es Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q3	2025-09-30	-38.7%
Q4	2025-12-31	8.7%
Q1	2026-03-31	60.0%
Q2	2026-06-30	-18.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q2 2026YOY CHG

Revenue

$8.31M

-7.1%

Gross Profit

$5.04M

-1.2%

Gross Margin

60.58%

N/A

Market Cap

$46.52M

N/A

Market Cap/Employee

$1.26M

N/A

Employees

N/A

Net Income

$882.00K

-14.7%

EBITDA

$1.17M

-11.7%

Quarterly Fundamentals

Name

Q2 2026YOY CHG

Total Cash

$59.16M

+26.5%

Total Debt

$52.14M

-8.9%

Accounts Receivable

$2.61M

+0.2%

Inventory

$0.00

N/A

Long Term Debt

$52.14M

-8.9%

Short Term Debt

$0.00

N/A

Return on Assets

0.53%

N/A

Return on Invested Capital

0.65%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About ESBS

What is the current price of Es Bancshares?

Es Bancshares is trading at $6.81 per share.

What is the 52-week range for Es Bancshares?

Over the past 52 weeks, Es Bancshares has traded between $5.73 and $7.51.

How much debt does Es Bancshares have?

As of the most recent reporting period, Es Bancshares reported total debt of $52.14M.

How much cash does Es Bancshares have on hand?

Es Bancshares does not have cash on hand data available.

What is Es Bancshares’s dividend yield?

Es Bancshares does not currently have a dividend yield.

Es Bancshares(OTC) ESBS

Es Bancshares Financials at a Glance

ESBS News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Es Bancshares

ESBS Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Es Bancshares Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About ESBS

What is the current price of Es Bancshares?

What is the 52-week range for Es Bancshares?

How much debt does Es Bancshares have?

How much cash does Es Bancshares have on hand?

What is Es Bancshares’s dividend yield?

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