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Pinnacle Bancshares(OTC) PCLB

Market Cap$31.05MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1986)+2,540%
5 Year+18%
1 Year+15%
1 Month-11%
$34.56
-0.95%
-0.33Today
Pinnacle Bancshares last closing stock price
MetricPriceDate
Last closeUSD 34.562026-10-23
Pinnacle Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.17%USD 34.502026-10-15
1 month-10.61%USD 38.662026-09-23
3 month-13.15%USD 39.792026-07-24
Year to date+7.92%USD 32.022025-12-29
1 year+14.69%USD 30.132025-10-08
3 year+101.72%USD 17.132023-10-23
5 year+18.44%USD 29.182021-10-19
Since inception+2,539.95%USD 1.311986-12-17

Pinnacle Bancshares Financials at a Glance

Market Cap

$31.05MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$18.60M

Net Income (TTM)

$4.48M

EPS (TTM)

$4.99

P/E Ratio

6.92

Dividend

$1.08

Beta (Volatility)

0.01 (Low)

Price

$34.56

Volume

300

Open

$34.78

Previous Close

$34.56

Daily Range

$34.56 - $34.78

52-Week Range

$31.01 - $42.91

Estimated Earnings Date

Jan 22, 2027

PCLB News

No articles available.

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About Pinnacle Bancshares

Pinnacle Bancshares, Inc. is a regional bank based in Jasper, Alabama, providing a range of banking products and services through its subsidiary, Pinnacle Bank. Established in 1935, the company focuses on personal and commercial banking solutions, including lending and deposit services.

Products and Services
  • Checking and savings accounts, including certificates of deposit
  • Personal and commercial lending, including mortgages
  • Online and mobile banking services, along with debit and credit cards
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue of $4.53 million
  • Net income of $1.03 million in Q2 2026, reflecting strong profitability
  • Dividend yield of 3.00% indicates commitment to returning value to shareholders
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 7.54 suggests attractive valuation
  • Net profit margin of 23.47% demonstrates effective cost management
  • Return on equity (ROE) of 19.13% indicates strong financial performance
Pinnacle Bancshares, Inc. has established a solid foundation in the regional banking sector, offering a diverse array of financial products tailored to meet the needs of both individual and business clients. The company's recent financial performance highlights its ability to generate consistent revenue and maintain profitability, which may appeal to potential investors. The strong return on equity and attractive P/E ratio suggest that the company is well-positioned for future growth, making it a noteworthy consideration in the financial services industry.
AI Generated • Oct 7, 2026

Industry

Banks

Sector

Financials

CEO

Robert B. Nolen, Jr.

Website

www.pinnaclebanc.com

Headquarters

Jasper, AL 35501, US

PCLB Financials

Key Financial Metrics (TTM)

Gross Margin

74.92%

Operating Margin

28.87%

Net Income Margin

24.12%

Return on Equity

20.63%

Return on Capital

17.03%

Return on Assets

1.18%

Earnings Yield

14.45%

Dividend Yield

3.12%

Payout Ratio

21.63%

Stock Overview

Market Cap

$31.05MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

898.30K

Volume

300

Avg. Volume

302.092

Financials (TTM)

Gross Profit

$13.93M

Operating Income

$5.37M

EBITDA

$5.74M

Operating Cash Flow

$4.93M

Capital Expenditure

-$895.05K

Free Cash Flow

$4.03M

Cash & ST Invst.

$3.82M

Total Debt

$8.04M

Pinnacle Bancshares Performance Analysis

Pinnacle Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 13,990,7172.3%
20232023-12-31USD 15,952,70414.0%
20242024-12-31USD 17,330,8698.6%
20252025-12-31USD 17,939,0093.5%
Pinnacle Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-310.1%
Q12026-03-311.7%
Q22026-06-30-2.4%
Q32026-09-307.2%
Pinnacle Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.79-0.7%
20232023-12-31USD 4.932.8%
20242024-12-31USD 4.48-9.1%
20252025-12-31USD 4.664.1%
Pinnacle Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-314.2%
Q12026-03-31-3.2%
Q22026-06-30-5.0%
Q32026-09-3022.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$4.86M

+6.6%

Gross Profit

$3.64M

+5.2%

Gross Margin

74.83%

N/A

Market Cap

$31.05MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$217.11K

N/A

Employees

143

N/A

Net Income

$1.26M

+17.9%

EBITDA

$1.51M

+2.5%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$3.82M

-80.8%

Total Debt

$8.04M

+9.8%

Accounts Receivable

$1.73M

+6.6%

Inventory

$0.00

N/A

Long Term Debt

$8.04M

+9.8%

Short Term Debt

$0.00

N/A

Return on Assets

1.18%

N/A

Return on Invested Capital

1.41%

N/A

Free Cash Flow

$1.87M

+19.4%

Operating Cash Flow

$2.00M

+25.8%

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Questions About PCLB

What is the current price of Pinnacle Bancshares?

Pinnacle Bancshares is trading at $34.56 per share.

What is the 52-week range for Pinnacle Bancshares?

Over the past 52 weeks, Pinnacle Bancshares has traded between $31.01 and $42.91.

How much debt does Pinnacle Bancshares have?

As of the most recent reporting period, Pinnacle Bancshares reported total debt of $8.04M.

How much cash does Pinnacle Bancshares have on hand?

Pinnacle Bancshares does not have cash on hand data available.

What is Pinnacle Bancshares’s dividend yield?

Pinnacle Bancshares currently has a dividend yield of 3.12%.

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