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Pinnacle Bancshares(OTC) PCLB

Market Cap$40.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1986)+3,050%
5 Year+47%
1 Year+34%
1 Month-3%
$41.50
+3.11%
+1.25Today
Pinnacle Bancshares last closing stock price
MetricPriceDate
Last closeUSD 41.502026-08-13
Pinnacle Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.22%USD 41.002026-08-04
1 month-3.29%USD 42.912026-07-13
3 month+10.71%USD 37.492026-05-15
Year to date+28.75%USD 32.232025-12-29
1 year+33.71%USD 31.042025-08-13
3 year+145.91%USD 16.882023-08-14
5 year+47.06%USD 28.222021-08-13
Since inception+3,049.7%USD 1.321986-12-17

Pinnacle Bancshares Financials at a Glance

Market Cap

$40.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$18.30M

Net Income (TTM)

$4.29M

EPS (TTM)

$4.78

P/E Ratio

8.68

Dividend

$1.08

Beta (Volatility)

0.01 (Low)

Price

$41.50

Volume

2,174

Open

$41.50

Previous Close

$41.50

Daily Range

$41.50 - $41.55

52-Week Range

$31.01 - $42.91

Estimated Earnings Date

Nov 3, 2026

PCLB News

No articles available.

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About Pinnacle Bancshares

Pinnacle Bancshares, Inc. is a regional bank based in Jasper, Alabama, providing a range of banking products and services through its subsidiary, Pinnacle Bank. Established in 1935, the company focuses on personal and commercial banking solutions, including lending and deposit services.

Products and Services
  • Checking and savings accounts, including certificates of deposit
  • Personal, mortgage, and commercial lending options
  • Online and mobile banking services, along with debit and credit cards
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue of $4.53 million
  • Net income increased to $1.03 million in Q2 2026
  • Strong operating income margin of 26.4% in the latest quarter
Financial Highlights
  • Trailing twelve months (TTM) net profit margin of 23.5%
  • TTM return on equity at 19.1%, indicating effective capital use
  • Quarterly dividend of $1.08 per share, yielding 2.6%
Pinnacle Bancshares, Inc. has demonstrated a solid financial performance, with a focus on sustainable growth and profitability. The bank's diverse product offerings cater to both individual and business clients, positioning it well within the regional banking sector. Recent financial results indicate a positive trend, with increasing revenues and net income, reflecting the company's ability to adapt to market conditions. The strong return on equity suggests effective management of shareholder funds, while the consistent dividend payments highlight a commitment to returning value to investors. Overall, Pinnacle Bancshares, Inc. presents a compelling opportunity for those interested in regional banking investments.
AI Generated • Aug 7, 2026

Industry

Banks

Sector

Financials

CEO

Robert B. Nolen, Jr.

Website

www.pinnaclebanc.com

Headquarters

Jasper, AL 35501, US

PCLB Financials

Key Financial Metrics (TTM)

Gross Margin

75.16%

Operating Margin

28.52%

Net Income Margin

23.47%

Return on Equity

19.13%

Return on Capital

17.03%

Return on Assets

1.11%

Earnings Yield

11.52%

Dividend Yield

2.60%

Payout Ratio

22.60%

Stock Overview

Market Cap

$40.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

973.50K

Volume

2.17K

Avg. Volume

124.81

Financials (TTM)

Gross Profit

$13.75M

Operating Income

$5.22M

EBITDA

$5.58M

Operating Cash Flow

$4.52M

Capital Expenditure

-$789.67K

Free Cash Flow

$3.73M

Cash & ST Invst.

$3.12M

Total Debt

$8.05M

Pinnacle Bancshares Performance Analysis

Pinnacle Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 13,990,7172.3%
20232023-12-31USD 15,952,70414.0%
20242024-12-31USD 17,330,8698.6%
20252025-12-31USD 17,939,0093.5%
Pinnacle Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.2%
Q42025-12-310.1%
Q12026-03-311.7%
Q22026-06-30-2.4%
Pinnacle Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.79-0.7%
20232023-12-31USD 4.932.8%
20242024-12-31USD 4.48-9.1%
20252025-12-31USD 4.664.1%
Pinnacle Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-308.2%
Q42025-12-314.2%
Q12026-03-31-3.2%
Q22026-06-30-5.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$4.53M

+2.6%

Gross Profit

$3.30M

-1.3%

Gross Margin

72.88%

N/A

Market Cap

$40.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$282.52K

N/A

Employees

143

N/A

Net Income

$1.03M

+4.3%

EBITDA

$1.20M

-12.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$3.12M

-87.9%

Total Debt

$8.05M

+9.8%

Accounts Receivable

$2.07M

+1.9%

Inventory

$0.00

N/A

Long Term Debt

$8.05M

+9.8%

Short Term Debt

$0.00

N/A

Return on Assets

1.11%

N/A

Return on Invested Capital

1.35%

N/A

Free Cash Flow

$35.69K

-92.4%

Operating Cash Flow

$447.30K

-12.0%

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Questions About PCLB

What is the current price of Pinnacle Bancshares?

Pinnacle Bancshares is trading at $41.50 per share.

What is the 52-week range for Pinnacle Bancshares?

Over the past 52 weeks, Pinnacle Bancshares has traded between $31.01 and $42.91.

How much debt does Pinnacle Bancshares have?

As of the most recent reporting period, Pinnacle Bancshares reported total debt of $8.05M.

How much cash does Pinnacle Bancshares have on hand?

Pinnacle Bancshares does not have cash on hand data available.

What is Pinnacle Bancshares’s dividend yield?

Pinnacle Bancshares currently has a dividend yield of 2.60%.

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