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Pinnacle Bancshares(OTC) PCLB

Current Price$40.05
Market Cap$38.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1986)+2,940%
5 Year+42%
1 Year+24%
1 Month+5%
Pinnacle Bancshares last closing stock price
MetricPriceDate
Last closeUSD 40.052026-07-22
Pinnacle Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-6.67%USD 42.912026-07-13
1 month+5.39%USD 38.002026-06-18
3 month+4.26%USD 38.412026-04-23
Year to date+24.26%USD 32.232025-12-29
1 year+24%USD 32.302025-07-09
3 year+132.39%USD 17.232023-07-21
5 year+42.05%USD 28.202021-07-22
Since inception+2,939.65%USD 1.321986-12-17

Pinnacle Bancshares Financials at a Glance

Market Cap

$38.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$18.18M

Net Income (TTM)

$4.25M

EPS (TTM)

$4.73

P/E Ratio

8.46

Dividend

$1.08

Beta (Volatility)

0.01 (Low)

Price

$40.05

Volume

99

Open

$40.05

Previous Close

$40.05

Daily Range

$40.05 - $40.05

52-Week Range

$31.01 - $42.91

Estimated Earnings Date

Nov 3, 2026

PCLB News

No articles available.

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About Pinnacle Bancshares

Pinnacle Bancshares, Inc. is a regional bank based in Jasper, Alabama, providing a range of banking products and services through its subsidiary, Pinnacle Bank. Established in 1935, the company focuses on personal and commercial banking solutions, including lending, deposit accounts, and digital banking services.

Products and Services
  • Checking and savings accounts, including certificates of deposit
  • Personal and commercial lending solutions
  • Online and mobile banking services
Growth Outlook
  • Recent quarterly revenue reached $4.64 million, indicating strong demand
  • Net income for Q1 2026 was $1.08 million, showcasing profitability
  • Consistent growth in total assets, now exceeding $386 million
Financial Highlights
  • Trailing twelve months (TTM) revenue of $18.5 million, reflecting steady performance
  • Net profit margin of 23.38% demonstrates effective cost management
  • Dividend yield of 2.77% offers attractive returns for investors
Pinnacle Bancshares, Inc. has established a solid foundation in the regional banking sector, with a diverse portfolio of products and services tailored to meet the needs of both individual and business clients. The company's recent financial performance highlights its ability to generate consistent revenue and maintain profitability, making it an appealing option for potential investors. The growth outlook remains positive, supported by increasing demand for banking services and a robust asset base. With a commitment to customer service and innovation, Pinnacle Bancshares is well-positioned for future success in the competitive banking landscape.
AI Generated • Jul 7, 2026

Industry

Banks

Sector

Financials

CEO

Robert B. Nolen, Jr.

Website

www.pinnaclebanc.com

Headquarters

Jasper, AL 35501, US

PCLB Financials

Key Financial Metrics (TTM)

Gross Margin

75.88%

Operating Margin

28.96%

Net Income Margin

23.38%

Return on Equity

20.54%

Return on Capital

17.03%

Return on Assets

1.10%

Earnings Yield

11.82%

Dividend Yield

2.70%

Payout Ratio

22.82%

Stock Overview

Market Cap

$38.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

973.50K

Volume

99

Avg. Volume

141.661

Financials (TTM)

Gross Profit

$13.80M

Operating Income

$5.27M

EBITDA

$5.75M

Operating Cash Flow

$4.58M

Capital Expenditure

-$418.28K

Free Cash Flow

$4.16M

Cash & ST Invst.

$3.19M

Total Debt

$8.06M

Pinnacle Bancshares Performance Analysis

Pinnacle Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 13,990,7172.3%
20232023-12-31USD 15,952,70414.0%
20242024-12-31USD 17,330,8698.6%
20252025-12-31USD 17,939,0093.5%
Pinnacle Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-300.4%
Q32025-09-303.2%
Q42025-12-310.1%
Q12026-03-311.7%
Pinnacle Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.79-0.7%
20232023-12-31USD 4.932.8%
20242024-12-31USD 4.48-9.1%
20252025-12-31USD 4.664.1%
Pinnacle Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-2.7%
Q32025-09-308.2%
Q42025-12-314.2%
Q12026-03-31-3.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$4.64M

+5.5%

Gross Profit

$3.51M

+4.0%

Gross Margin

75.64%

N/A

Market Cap

$38.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$272.65K

N/A

Employees

143

N/A

Net Income

$1.08M

+6.1%

EBITDA

$1.45M

+2.3%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$3.19M

-87.0%

Total Debt

$8.06M

+9.8%

Accounts Receivable

$1.66M

+3.0%

Inventory

$0.00

N/A

Long Term Debt

$8.06M

+9.8%

Short Term Debt

$0.00

N/A

Return on Assets

1.10%

N/A

Return on Invested Capital

1.36%

N/A

Free Cash Flow

$1.16M

-1.4%

Operating Cash Flow

$1.50M

+26.8%

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Questions About PCLB

What is the current price of Pinnacle Bancshares?

Pinnacle Bancshares is trading at $40.05 per share.

What is the 52-week range for Pinnacle Bancshares?

Over the past 52 weeks, Pinnacle Bancshares has traded between $31.01 and $42.91.

How much debt does Pinnacle Bancshares have?

As of the most recent reporting period, Pinnacle Bancshares reported total debt of $8.06M.

How much cash does Pinnacle Bancshares have on hand?

Pinnacle Bancshares does not have cash on hand data available.

What is Pinnacle Bancshares’s dividend yield?

Pinnacle Bancshares currently has a dividend yield of 2.70%.

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