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First Bancshares(OTC) FIBH

Market Cap$21.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+195%
5 Year+19%
1 Year+38%
1 Month+4%
$39.90
+4.31%
+1.65Today
First Bancshares last closing stock price
MetricPriceDate
Last closeUSD 39.902026-08-31
First Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.37%USD 38.602026-08-24
1 month+4.04%USD 38.352026-07-29
3 month-1.6%USD 40.552026-05-28
Year to date-7.04%USD 42.922025-12-22
1 year+38.13%USD 28.892025-08-28
3 year+63.51%USD 24.402023-09-01
5 year+19.43%USD 33.412021-08-30
Since inception+194.99%USD 13.532003-08-06

First Bancshares Financials at a Glance

Market Cap

$21.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$7.56M

Net Income (TTM)

-$5.87M

EPS (TTM)

-$10.75

P/E Ratio

-3.71

Dividend

$1.36

Beta (Volatility)

-0.16 (Low)

Price

$39.90

Volume

350

Open

$39.90

Previous Close

$39.90

Daily Range

$39.90 - $39.90

52-Week Range

$29.92 - $48.00

Estimated Earnings Date

Apr 24, 2024

FIBH News

No articles available.

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About First Bancshares

First Bancshares, Inc. operates as the bank holding company for First National Bank, providing a range of financial services to individuals and corporate customers in the United States. Founded in 1875 and based in Bellevue, Ohio, the company has established a strong presence in the regional banking sector.

Products and Services
  • Checking, savings, and retirement accounts
  • Personal and commercial loans, including mortgages and auto loans
  • Online banking, mobile banking, and treasury management services
Growth Outlook
  • Recent quarterly revenue increased to $4.29 million, reflecting strong operational performance
  • Net income for Q2 2026 reached $501,943, indicating profitability growth
  • Consistent demand for personal and commercial loans supports future revenue expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $16.5 million demonstrates solid financial stability
  • Dividend yield of 3.55% offers attractive returns for investors
  • Net income margin improved to 11.71% in the latest quarter, showcasing operational efficiency
First Bancshares, Inc. has positioned itself as a reliable player in the regional banking industry, offering a diverse array of financial products and services. The company's recent financial performance indicates a positive trajectory, with increasing revenues and profitability. The growth outlook remains promising, driven by a strong demand for banking services and a commitment to customer satisfaction. Investors may find the company's solid dividend yield and improving net income margins appealing as it continues to navigate the competitive landscape of the financial services sector.
AI Generated • Aug 15, 2026

Industry

Banks

Sector

Financials

CEO

Dean J. Miller

Website

www.fnblifetime.com

Headquarters

Bellevue, OH 44811, US

FIBH Financials

Key Financial Metrics (TTM)

Gross Margin

20.67%

Operating Margin

-104.45%

Net Income Margin

-77.67%

Return on Equity

-27.71%

Return on Capital

-26.62%

Return on Assets

-1.89%

Earnings Yield

-26.95%

Dividend Yield

3.41%

Payout Ratio

0.00%

Stock Overview

Market Cap

$21.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

544.20K

Volume

350

Avg. Volume

250.516

Financials (TTM)

Gross Profit

$1.56M

Operating Income

-$7.90M

EBITDA

-$7.90M

Operating Cash Flow

$613.49K

Capital Expenditure

$0.00

Free Cash Flow

$613.49K

Cash & ST Invst.

$6.11M

Total Debt

$9.25M

First Bancshares Performance Analysis

First Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 12,592,7602.1%
20232023-12-31USD 14,108,61912.0%
20242024-12-31USD 15,448,3019.5%
20252025-12-31USD 6,827,400-55.8%
First Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-231.0%
Q42025-12-31182.6%
Q12026-03-31-4.0%
Q22026-06-302.2%
First Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.84-10.9%
20232023-12-31USD 2.48-48.8%
20242024-12-31USD 2.42-2.4%
20252025-12-31USD -11.33N/A
First Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-2407.0%
Q42025-12-31106.8%
Q12026-03-31-35.6%
Q22026-06-3058.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$4.29M

+6.1%

Gross Profit

$2.93M

+10.1%

Gross Margin

68.44%

N/A

Market Cap

$21.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$4.38K

N/A

Employees

4,960

N/A

Net Income

$501.94K

+62.6%

EBITDA

$473.43K

+44.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$6.11M

N/A

Total Debt

$9.25M

N/A

Accounts Receivable

$1.34M

N/A

Inventory

$0.00

N/A

Long Term Debt

$9.25M

N/A

Short Term Debt

$0.00

N/A

Return on Assets

-1.89%

N/A

Return on Invested Capital

-2.54%

N/A

Free Cash Flow

$0.00

-100.0%

Operating Cash Flow

$0.00

-100.0%

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Questions About FIBH

What is the current price of First Bancshares?

First Bancshares is trading at $39.90 per share.

What is the 52-week range for First Bancshares?

Over the past 52 weeks, First Bancshares has traded between $29.92 and $48.00.

How much debt does First Bancshares have?

As of the most recent reporting period, First Bancshares reported total debt of $0.00.

How much cash does First Bancshares have on hand?

First Bancshares does not have cash on hand data available.

What is First Bancshares’s dividend yield?

First Bancshares currently has a dividend yield of 3.41%.

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