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Exchange Bank(OTC) EXSR

Market Cap$275.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1975)+40,909%
5 Year+28%
1 Year+53%
1 Month-3%
$160.50
+0.24%
+0.39Today
Exchange Bank last closing stock price
MetricPriceDate
Last closeUSD 160.502026-08-18
Exchange Bank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 160.502026-08-07
1 month-3.31%USD 166.002026-07-17
3 month+10.02%USD 145.882026-05-19
Year to date+25.55%USD 127.832025-12-31
1 year+53.1%USD 104.832025-08-18
3 year+98.8%USD 80.742023-08-18
5 year+28.02%USD 125.382021-08-19
Since inception+40,908.88%USD 0.391975-01-06

Exchange Bank Financials at a Glance

Market Cap

$275.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$157.94M

Net Income (TTM)

$32.12M

EPS (TTM)

$18.73

P/E Ratio

8.57

Dividend

$5.25

Beta (Volatility)

0.16 (Low)

Price

$160.50

Volume

200

Open

$160.51

Previous Close

$160.50

Daily Range

$160.50 - $160.51

52-Week Range

$109.00 - $170.00

Estimated Earnings Date

Apr 28, 2026

EXSR News

No articles available.

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About Exchange Bank

Exchange Bank, headquartered in Santa Rosa, California, offers a comprehensive range of commercial and retail banking services to individuals and businesses throughout California. Established in 1890, the bank operates 17 branches across Sonoma County and provides a variety of financial products tailored to meet diverse customer needs.

Products and Services
  • Personal banking options including checking and savings accounts
  • Commercial lending solutions such as SBA loans and equipment leasing
  • Wealth management services including investment management and trust administration
Growth Outlook
  • Revenue increased to $39.2 million in Q1 2026, reflecting strong demand
  • Net income reached $7.5 million in Q1 2026, showcasing profitability
  • Consistent growth in commercial lending supports future expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $156.5 million indicates robust performance
  • Net profit margin of 21.5% demonstrates effective cost management
  • Dividend yield of 3.22% offers attractive returns to shareholders
Exchange Bank has established itself as a reliable financial institution with a strong focus on community engagement and customer service. The bank's diverse product offerings cater to both personal and commercial clients, ensuring a broad market reach. Recent financial performance highlights a solid revenue stream and profitability, positioning the bank favorably for future growth. The consistent increase in net income and revenue reflects the bank's ability to adapt to market demands and capitalize on opportunities within the regional banking sector. With a commitment to serving the community and a strong financial foundation, Exchange Bank presents an appealing option for potential investors.
AI Generated • Jul 25, 2026

Industry

Banks

Sector

Financials

CEO

Troy J. Sanderson

Website

www.exchangebank.com

Headquarters

Santa Rosa, CA 95401, US

EXSR Financials

Key Financial Metrics (TTM)

Gross Margin

77.37%

Operating Margin

26.52%

Net Income Margin

20.33%

Return on Equity

9.28%

Return on Capital

10.07%

Return on Assets

1.01%

Earnings Yield

11.67%

Dividend Yield

3.27%

Payout Ratio

0.00%

Stock Overview

Market Cap

$275.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.71M

Volume

200

Avg. Volume

420.619

Financials (TTM)

Gross Profit

$122.19M

Operating Income

$41.89M

EBITDA

$41.89M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$31.22M

Total Debt

$40.00M

Exchange Bank Performance Analysis

Exchange Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 125,578,0005.6%
20232023-12-31USD 139,208,00010.9%
20242024-12-31USD 148,105,0006.4%
20252025-12-31USD 155,615,0005.1%
Exchange Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3038.3%
Q42025-12-31-1.3%
Q12026-03-31-1.4%
Q22026-06-30-1.1%
Exchange Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 21.862.9%
20232023-12-31USD 11.78-46.1%
20242024-12-31USD 13.9118.1%
20252025-12-31USD 17.4825.6%
Exchange Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3021.4%
Q42025-12-312.4%
Q12026-03-31-14.3%
Q22026-06-30-2.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$38.75M

+33.1%

Gross Profit

$30.35M

+4.3%

Gross Margin

78.32%

N/A

Market Cap

$275.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$687.74K

N/A

Employees

400

N/A

Net Income

$7.30M

+3.6%

EBITDA

$9.78M

+3.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$31.22M

-20.1%

Total Debt

$40.00M

+0.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$40.00M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.01%

N/A

Return on Invested Capital

1.32%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About EXSR

What is the current price of Exchange Bank?

Exchange Bank is trading at $160.50 per share.

What is the 52-week range for Exchange Bank?

Over the past 52 weeks, Exchange Bank has traded between $109.00 and $170.00.

How much debt does Exchange Bank have?

As of the most recent reporting period, Exchange Bank reported total debt of $40.00M.

How much cash does Exchange Bank have on hand?

Exchange Bank does not have cash on hand data available.

What is Exchange Bank’s dividend yield?

Exchange Bank currently has a dividend yield of 3.27%.

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