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Malaga Financial(OTC) MLGF

Market Cap$232.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+5,845%
5 Year+49%
1 Year+28%
1 Month+7%
$23.45
+4.14%
+0.93Today
Malaga Financial last closing stock price
MetricPriceDate
Last closeUSD 23.452026-08-21
Malaga Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+5.39%USD 22.252026-08-14
1 month+6.59%USD 22.002026-07-22
3 month+7.83%USD 21.752026-05-22
Year to date+11.55%USD 21.022025-12-31
1 year+28.11%USD 18.302025-08-21
3 year+37.38%USD 17.072023-08-22
5 year+48.87%USD 15.752021-08-19
Since inception+5,845.37%USD 0.391996-02-28

Malaga Financial Financials at a Glance

Market Cap

$232.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$45.59M

Net Income (TTM)

$22.73M

EPS (TTM)

$2.26

P/E Ratio

10.38

Dividend

$1.00

Beta (Volatility)

0.09 (Low)

Price

$23.45

Volume

161

Open

$23.45

Previous Close

$23.45

Daily Range

$23.45 - $23.45

52-Week Range

$19.20 - $23.45

Estimated Earnings Date

Jul 14, 2023

MLGF News

No articles available.

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About Malaga Financial

Malaga Financial Corporation operates as the parent company for Malaga Bank, providing a comprehensive range of community banking products and services for individuals and businesses. Established in 2002 and headquartered in Palos Verdes Estates, California, the company focuses on delivering tailored financial solutions to meet diverse customer needs.

Products and Services
  • Checking, savings, and money market accounts
  • Commercial real estate and personal loan options
  • Comprehensive online banking services
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue at $11.59 million
  • Strong operating income margin of 67.53% in Q2 2026
  • Positive net income trend with $7.83 million reported in Q2 2026
Financial Highlights
  • Trailing twelve months (TTM) revenue of $46.5 million
  • Net profit margin of 49.85% TTM, indicating strong profitability
  • Dividend yield of 4.44% TTM, reflecting shareholder returns
Malaga Financial Corporation has demonstrated a solid performance in the regional banking sector, characterized by a diverse portfolio of products and services. The company has shown resilience and growth potential, particularly in its recent quarterly results, which highlight a robust revenue stream and strong operating margins. The positive net income trend further underscores the company's ability to generate profits effectively. With a competitive dividend yield, Malaga Financial Corporation presents an attractive option for investors seeking exposure to the regional banking industry.
AI Generated • Aug 17, 2026

Industry

Banks

Sector

Financials

Employees

74

CEO

Randy C. Bowers

Website

www.malagabank.com

Headquarters

Palos Verdes Estates, CA 90274, US

MLGF Financials

Key Financial Metrics (TTM)

Gross Margin

100.00%

Operating Margin

67.22%

Net Income Margin

49.85%

Return on Equity

10.20%

Return on Capital

6.27%

Return on Assets

1.58%

Earnings Yield

9.63%

Dividend Yield

4.21%

Payout Ratio

0.00%

Stock Overview

Market Cap

$232.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

9.89M

Volume

161

Avg. Volume

3.24K

Financials (TTM)

Gross Profit

$45.59M

Operating Income

$30.65M

EBITDA

$30.65M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$9.58M

Total Debt

$269.76M

Malaga Financial Performance Analysis

Malaga Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 53,756,0009.2%
20232023-12-31USD 68,746,00027.9%
20242024-12-31USD 70,119,0002.0%
20252025-12-31USD 69,551,000-0.8%
Malaga Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-0.8%
Q42025-12-312.6%
Q12026-03-315.7%
Q22026-06-30-2.3%
Malaga Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.168.5%
20232023-12-31USD 2.327.6%
20242024-12-31USD 2.29-1.4%
20252025-12-31USD 2.18-4.8%
Malaga Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1.7%
Q42025-12-31-10.3%
Q12026-03-3117.3%
Q22026-06-30-4.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$11.59M

+5.2%

Gross Profit

$11.59M

+5.2%

Gross Margin

100.00%

N/A

Market Cap

$232.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.14M

N/A

Employees

74

N/A

Net Income

$7.83M

+3.1%

EBITDA

$7.83M

+3.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$9.58M

+102.9%

Total Debt

$269.76M

-19.5%

Accounts Receivable

$5.07M

N/A

Inventory

$0.00

N/A

Long Term Debt

$234.16M

-30.1%

Short Term Debt

$35.60M

N/A

Return on Assets

1.58%

N/A

Return on Invested Capital

2.19%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MLGF

What is the current price of Malaga Financial?

Malaga Financial is trading at $23.45 per share.

What is the 52-week range for Malaga Financial?

Over the past 52 weeks, Malaga Financial has traded between $19.20 and $23.45.

How much debt does Malaga Financial have?

As of the most recent reporting period, Malaga Financial reported total debt of $3.00M.

How much cash does Malaga Financial have on hand?

Malaga Financial does not have cash on hand data available.

What is Malaga Financial’s dividend yield?

Malaga Financial currently has a dividend yield of 4.21%.

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