First Farmers And Merchants(OTC) FFMH

First Farmers and Merchants Corporation operates as the parent company of First Farmers and Merchants Bank, providing a wide range of banking and financial services in Tennessee and Alabama. Established in 1909, the corporation has built a strong reputation for delivering personalized banking solutions to both individuals and businesses.

Products and Services

• Comprehensive banking solutions including personal and business accounts
• Diverse lending options such as mortgages, auto loans, and agricultural loans
• Wealth management services including trust and investment advisory

Growth Outlook

• Recent quarterly revenue reached $21.62 million, indicating steady growth
• Net income for Q2 2026 was $5.68 million, showcasing strong profitability
• Return on equity stands at 12.04%, reflecting effective management of shareholder funds

Financial Highlights

• Trailing twelve months (TTM) revenue of $84.5 million demonstrates consistent performance
• Net profit margin of 24.56% indicates strong operational efficiency
• Dividend yield of 1.97% offers attractive returns to shareholders

First Farmers and Merchants Corporation has established itself as a reliable financial institution with a diverse portfolio of products and services. The recent financial performance highlights a robust growth trajectory, with significant revenue and net income figures. The company's focus on both personal and business banking solutions, along with wealth management services, positions it well for future expansion. Investors may find the corporation's strong profitability metrics and consistent dividend payments appealing as it continues to serve its communities effectively.