Accessibility Menu
Grand River Commerce logo

Grand River Commerce(OTC) GNRV

Market Cap$38.39MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2009)-48%
5 Year-31%
1 Year+41%
1 Month-5%
$5.20
+0.00%
+0.00Today
Grand River Commerce last closing stock price
MetricPriceDate
Last closeUSD 5.202026-08-31
Grand River Commerce stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.19%USD 5.212026-08-20
1 month-5.28%USD 5.492026-07-31
3 month+22.35%USD 4.252026-06-02
Year to date+36.48%USD 3.812025-12-31
1 year+41.07%USD 3.692025-08-29
3 year+46.48%USD 3.552023-09-01
5 year-30.67%USD 7.502021-09-01
Since inception-47.9%USD 10.002009-11-18

Grand River Commerce Financials at a Glance

Market Cap

$38.39MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$27.03M

Net Income (TTM)

$954.00K

EPS (TTM)

$0.12

P/E Ratio

42.29

Dividend

$0.00

Beta (Volatility)

-0.01 (Low)

Price

$5.20

Volume

2,450

Open

$5.25

Previous Close

$5.20

Daily Range

$5.20 - $5.25

52-Week Range

$3.64 - $5.70

Estimated Earnings Date

Apr 29, 2026

GNRV News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Grand River Commerce

Grand River Commerce, Inc. operates as the holding company for Grand River Bank, providing a wide range of financial products and services. The company focuses on serving businesses, professionals, and individuals through its diverse offerings in commercial real estate, industrial financing, and consumer banking.

Products and Services
  • Commercial and residential financing solutions
  • Various deposit options including checking and savings accounts
  • Digital banking services such as online banking and mobile access
Growth Outlook
  • Revenue increased to $6.67 million in Q2 2026, up from $6.55 million in Q1 2026
  • Gross profit margin improved to 52.88% in Q2 2026
  • Long-term investments total $443.3 million, indicating strong asset management
Financial Highlights
  • Net income of $49,000 reported for Q2 2026
  • Operating income margin at 0.01% for Q2 2026
  • Price-to-earnings ratio stands at 40.19, reflecting market valuation
Grand River Commerce, Inc. has established itself as a key player in the regional banking sector, focusing on a diverse range of financial services. The company has shown resilience and growth potential, particularly in its revenue and gross profit margins. The increase in revenue from Q1 to Q2 2026 highlights the company's ability to adapt and grow in a competitive market. With a strong focus on asset management, as evidenced by its substantial long-term investments, Grand River Commerce is well-positioned for future growth. The financial metrics indicate a stable operational framework, making it an intriguing option for potential investors interested in the regional banking industry.
AI Generated • Aug 13, 2026

Industry

Banks

Sector

Financials

CEO

Robert P. Bilotti

Website

www.grandriverbank.com

Headquarters

Grandville, MI 49418, US

GNRV Financials

Key Financial Metrics (TTM)

Gross Margin

50.50%

Operating Margin

3.23%

Net Income Margin

3.53%

Return on Equity

2.62%

Return on Capital

1.15%

Return on Assets

0.19%

Earnings Yield

2.36%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$38.39MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

7.37M

Volume

2.45K

Avg. Volume

8.27K

Financials (TTM)

Gross Profit

$13.65M

Operating Income

$873.00K

EBITDA

$873.00K

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$56.63M

Total Debt

$23.26M

Grand River Commerce Performance Analysis

Grand River Commerce annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 19,991,0003.8%
20232023-12-31USD 26,615,00033.1%
20242024-12-31USD 29,396,00010.4%
20252025-12-31USD 27,480,000-6.5%
Grand River Commerce sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.6%
Q42025-12-310.9%
Q12026-03-31-5.5%
Q22026-06-301.8%
Grand River Commerce annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.31N/A
20232023-12-31USD -1.04232.1%
20242024-12-31USD -0.07-92.8%
20252025-12-31USD 0.09N/A
Grand River Commerce sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30528.8%
Q42025-12-3131.2%
Q12026-03-31-5.1%
Q22026-06-30-82.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$6.67M

-2.4%

Gross Profit

$3.53M

+7.9%

Gross Margin

52.88%

N/A

Market Cap

$38.39MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.92M

N/A

Employees

20

N/A

Net Income

$49.00K

+2.1%

EBITDA

$66.00K

-5.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$56.63M

+20.5%

Total Debt

$23.26M

-46.7%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$23.26M

-46.7%

Short Term Debt

$0.00

N/A

Return on Assets

0.19%

N/A

Return on Invested Capital

1.38%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
PCLBPinnacle Bancshares, Inc.
$42.00+0.00%
CDABCoeur d'Alene Bancorp, Inc.
$16.00+0.00%
APLOApollo Bancorp, Inc.
$53.99+2.35%
FIDSFNB, Inc.
$25.00+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
PCGPG&E
$13.27-0.20%
NVDANvidia
$220.78+0.01%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$9.97+0.11%
CNHCNH Industrial
$11.83+0.01%

Questions About GNRV

What is the current price of Grand River Commerce?

Grand River Commerce is trading at $5.20 per share.

What is the 52-week range for Grand River Commerce?

Over the past 52 weeks, Grand River Commerce has traded between $3.64 and $5.70.

How much debt does Grand River Commerce have?

As of the most recent reporting period, Grand River Commerce reported total debt of $23.26M.

How much cash does Grand River Commerce have on hand?

Grand River Commerce does not have cash on hand data available.

What is Grand River Commerce’s dividend yield?

Grand River Commerce does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services