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Harbor Bankshares(OTC) HRBK

Current Price$29.31
Market Cap$19.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+86%
5 Year+1,679%
1 Year+63%
1 Month+28%
Harbor Bankshares last closing stock price
MetricPriceDate
Last closeUSD 29.312026-07-24
Harbor Bankshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+27.43%USD 23.002026-07-17
1 month+28.33%USD 22.842026-06-24
3 month+54.67%USD 18.952026-04-24
Year to date+58.54%USD 18.492025-12-31
1 year+62.73%USD 18.012025-07-23
3 year+103.92%USD 14.372023-07-24
5 year+1,678.8%USD 1.652021-07-12
Since inception+86.34%USD 15.732004-06-04

Harbor Bankshares Financials at a Glance

Market Cap

$19.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$8.14M

Net Income (TTM)

$1.88M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$0.00

Beta (Volatility)

-0.09 (Low)

Price

$29.31

Volume

245

Open

$28.00

Previous Close

$29.31

Daily Range

$28.00 - $29.31

52-Week Range

$17.03 - $29.31

Estimated Earnings Date

N/A

HRBK News

No articles available.

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About Harbor Bankshares

Harbor Bankshares Corporation is a financial institution that provides a wide range of banking and financial services in Maryland, primarily focusing on the Baltimore metropolitan area. Established in 1982, the company operates six branch locations and offers both retail and commercial banking solutions.

Products and Services
  • Retail banking products including checking and savings accounts
  • Comprehensive lending options such as mortgages and personal loans
  • Business solutions including commercial loans and cash management services
Growth Outlook
  • Expansion of branch locations to enhance customer accessibility
  • Increased focus on digital banking services to attract tech-savvy clients
  • Strategic partnerships aimed at diversifying service offerings
Financial Highlights
  • Recent quarterly revenue of $2.75 million, showing a steady growth trend
  • Trailing twelve months (TTM) net income margin of 5.08%, indicating profitability
  • Dividend yield of 2.27%, reflecting a commitment to returning value to shareholders
Harbor Bankshares Corporation stands out in the regional banking sector with its comprehensive suite of products tailored for both individual and business clients. The company has demonstrated resilience and adaptability, particularly in its recent financial performance, which showcases a solid revenue base and profitability. The focus on expanding digital services and branch accessibility positions the company well for future growth. With a commitment to shareholder returns, as evidenced by its dividend yield, Harbor Bankshares Corporation presents an intriguing opportunity for potential investors interested in regional banking.
AI Generated • Jul 8, 2026

Industry

Banks

Sector

Financials

CEO

John D. Lewis, MBA

Website

harborbanksharescorp.com

Headquarters

Baltimore, MD 21201, US

HRBK Financials

Key Financial Metrics (TTM)

Gross Margin

85.55%

Operating Margin

6.61%

Net Income Margin

5.08%

Return on Equity

1.36%

Return on Capital

1.71%

Return on Assets

0.35%

Earnings Yield

N/A

Dividend Yield

0.00%

Payout Ratio

2.04%

Stock Overview

Market Cap

$19.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

675.80K

Volume

245

Avg. Volume

762.323

Financials (TTM)

Gross Profit

$2.14M

Operating Income

$2.94M

EBITDA

$3.91M

Operating Cash Flow

$2.52M

Capital Expenditure

-$1.20M

Free Cash Flow

$1.32M

Cash & ST Invst.

$11.56M

Total Debt

$7.22M

Harbor Bankshares Performance Analysis

Harbor Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 16,739,577-4.7%
20232023-12-31USD 26,488,67458.2%
20242024-12-31USD 27,598,2394.2%
20252025-12-31USD 26,754,126-3.1%
Harbor Bankshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42005-12-319.7%
Q12006-03-317.1%
Q22006-06-3010.2%
Q32006-09-3040.7%
Harbor Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.26-88.2%
20232023-12-31USD 5.842120.9%
20242024-12-31USD 2.11-63.9%
20252025-12-31USD -0.12N/A
Harbor Bankshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42005-12-3113.4%
Q12006-03-31-18.4%
Q22006-06-30N/A
Q32006-09-30-3.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2006YOY CHG

Revenue

$2.75M

+82.1%

Gross Profit

$932.00K

+127.9%

Gross Margin

33.85%

N/A

Market Cap

$19.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$257.24K

N/A

Employees

77

N/A

Net Income

$429.00K

-13.2%

EBITDA

$946.00K

-2.5%

Quarterly Fundamentals

Name
Q3 2006YOY CHG

Total Cash

$11.56M

+12.0%

Total Debt

$7.22M

-29.4%

Accounts Receivable

$5.03M

+39.3%

Inventory

$0.00

N/A

Long Term Debt

$7.22M

+0.0%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.35%

N/A

Return on Invested Capital

0.45%

N/A

Free Cash Flow

$677.00K

+402.2%

Operating Cash Flow

$960.00K

+103.8%

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Questions About HRBK

What is the current price of Harbor Bankshares?

Harbor Bankshares is trading at $29.31 per share.

What is the 52-week range for Harbor Bankshares?

Over the past 52 weeks, Harbor Bankshares has traded between $17.03 and $29.31.

How much debt does Harbor Bankshares have?

As of the most recent reporting period, Harbor Bankshares reported total debt of $3.44M.

How much cash does Harbor Bankshares have on hand?

Harbor Bankshares does not have cash on hand data available.

What is Harbor Bankshares’s dividend yield?

Harbor Bankshares does not currently have a dividend yield.

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