Accessibility Menu
Rego Payment Architectures logo

Rego Payment Architectures(OTC) RPMT

Current Price$0.54
Market Cap$74.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2008)-64%
5 Year-52%
1 Year+39%
1 Month-13%
Rego Payment Architectures last closing stock price
MetricPriceDate
Last closeUSD 0.542026-07-24
Rego Payment Architectures stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.69%USD 0.522026-07-17
1 month-13.42%USD 0.632026-06-24
3 month+68.28%USD 0.322026-04-24
Year to date+64.39%USD 0.332025-12-31
1 year+39.1%USD 0.392025-07-24
3 year-54.41%USD 1.192023-07-25
5 year-52.41%USD 1.142021-07-23
Since inception-63.83%USD 1.502008-11-18

Rego Payment Architectures Financials at a Glance

Market Cap

$74.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$14.00K

Net Income (TTM)

-$8.79M

EPS (TTM)

-$0.08

P/E Ratio

-6.39

Dividend

$0.00

Beta (Volatility)

0.70 (Low)

Price

$0.54

Volume

84,663

Open

$0.54

Previous Close

$0.54

Daily Range

$0.52 - $0.57

52-Week Range

$0.21 - $1.47

Estimated Earnings Date

May 13, 2026

RPMT News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Rego Payment Architectures

Rego Payment Architectures helps families manage digital payments for children. Its Mazoola app lets parents teach kids about money safely. The company also offers tools for banks and businesses to support family-focused financial services.

Products and Services

  • Mazoola App: Mobile wallet for children and parents, enabling safe, supervised spending.
  • White-Label Family Wallet: Customizable version of Mazoola for banks and credit unions to offer to their customers.
  • Blockchain Solutions: Services for retail and consumer goods companies, including secure cloud storage.
  • Senior Guard Prototype: Tool to help families monitor and protect elder finances.
  • Data Analytics Services: Insights for organizations on family spending and financial behavior.

Growth and Expansion

  • Launched Mazoola direct-to-consumer app in 2021.
  • Introduced Family Wallet white-label solution for banks in 2025.
  • Formed partnerships with Computer Services, Inc. and Jack Henry & Associates to reach over 8,000 financial institutions in 2025.
  • Developed Senior Guard prototype for elder financial management in 2025.
  • Expanded product focus from children to include elder financial protection in 2025.

What Makes Rego Stand Out

Rego’s technology is built for strict privacy compliance, meeting U.S. and international child data laws. Its patented account structure gives parents detailed control over children’s spending. The company’s partnerships help distribute its platform widely through established banking networks.

Five Things You Need to Know

  • Revenue was $2,250 in 2025, up from $0 in 2024.
  • Operating expenses were $8.5 million in 2025, up 7.3% from 2024.
  • Net loss attributable to common stockholders was $12.4 million in 2025.
  • Cash position was $158,687 as of December 31, 2025.
  • Auditors raised doubt about the company’s ability to continue as a going concern.

Bottom Line

Rego has shifted from direct-to-consumer to business partnerships, focusing on privacy-first family payment tools. The company faces ongoing financial challenges but continues to develop niche digital finance solutions.

AI Generated • Apr 16, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

5

CEO

Peter S. Pelullo

Website

www.regopayments.com

Headquarters

Blue Bell, PA 19422, US

RPMT Financials

Key Financial Metrics (TTM)

Gross Margin

277.59%

Operating Margin

-51998.67%

Net Income Margin

-62764.52%

Return on Equity

18.88%

Return on Capital

N/A

Return on Assets

-2261.35%

Earnings Yield

-15.65%

Dividend Yield

0.00%

Payout Ratio

-31.80%

Stock Overview

Market Cap

$74.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

136.59M

Volume

84.66K

Avg. Volume

81.28K

Financials (TTM)

Gross Profit

$38.86K

Operating Income

-$7.28M

EBITDA

-$7.49M

Operating Cash Flow

-$5.54M

Capital Expenditure

-$3.00

Free Cash Flow

-$5.54M

Cash & ST Invst.

$85.25K

Total Debt

$22.44M

Rego Payment Architectures Performance Analysis

Rego Payment Architectures annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 2,073-21.1%
20232023-12-31USD 0N/A
20242024-12-31USD 0N/A
20252025-12-31USD 2,250N/A
Rego Payment Architectures sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30N/A
Q32025-09-30N/A
Q42025-12-31N/A
Q12026-03-31422.2%
Rego Payment Architectures annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.1448.5%
20232023-12-31USD -0.140.5%
20242024-12-31USD -0.09-40.3%
20252025-12-31USD -0.096.5%
Rego Payment Architectures sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3018.2%
Q32025-09-30-10.6%
Q42025-12-313.1%
Q12026-03-3114.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$11.75K

N/A

Gross Profit

$11.75K

+118.1%

Gross Margin

100.00%

N/A

Market Cap

$74.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$14.82M

N/A

Employees

5

N/A

Net Income

-$1.94M

+43.8%

EBITDA

-$1.55M

+37.5%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$85.25K

-94.7%

Total Debt

$22.44M

+20.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$22.44M

+20.3%

Return on Assets

-22.61%

N/A

Return on Invested Capital

14.44%

N/A

Free Cash Flow

-$793.44K

+43.1%

Operating Cash Flow

-$793.44K

+43.1%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
INVUInvestview, Inc.
$0.03-3.72%
RAASYCloopen Group Holding Limited
$2.02+0.00%
IREHFIntegrated Research Limited
$0.20+0.00%
AVAIAvai Bio, Inc.
$0.17-8.65%

Trending Stocks

Symbol / CompanyPricePrice Chg
NOKNokia
$9.10-0.06%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$7.42-0.04%
ONDSOndas
$7.80-0.02%
SOFISoFi Technologies
$16.46-0.01%

Questions About RPMT

What is the current price of Rego Payment Architectures?

Rego Payment Architectures is trading at $0.54 per share.

What is the 52-week range for Rego Payment Architectures?

Over the past 52 weeks, Rego Payment Architectures has traded between $0.21 and $1.47.

How much debt does Rego Payment Architectures have?

As of the most recent reporting period, Rego Payment Architectures reported total debt of $22.48M.

How much cash does Rego Payment Architectures have on hand?

Rego Payment Architectures reported $85.25K in cash and cash equivalents in its most recent financial results.

What is Rego Payment Architectures’s dividend yield?

Rego Payment Architectures does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services