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U & I Financial

(OTC) UNIF

Current Price$3.81
Market Cap$19.88M
Since IPO (2016)-48%
5 Year-62%
1 Year+19%
1 Month+5%

U & I Financial Financials at a Glance

Market Cap

$19.88M

Revenue (TTM)

$24.37M

Net Income (TTM)

$2.16M

EPS (TTM)

$-0.39

P/E Ratio

-9.66

Dividend

$0.00

Beta (Volatility)

0.11 (Low)

Price

$3.81

Volume

200

Open

$3.81

Previous Close

$3.81

Daily Range

$3.81 - $3.81

52-Week Range

$3.00 - $4.15

UNIF News

No articles available.

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About U & I Financial

Industry

Banks

CEO

Stephanie Yoon, MBA

Headquarters

Lynnwood, WA 98036, US

UNIF Financials

Key Financial Metrics (TTM)

Gross Margin

38%

Operating Margin

-7%

Net Income Margin

-9%

Return on Equity

-7%

Return on Capital

-3%

Return on Assets

-1%

Earnings Yield

-10.35%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$19.88M

Shares Outstanding

5.22M

Volume

200

Short Interest

0.00%

Avg. Volume

2.09K

Financials (TTM)

Gross Profit

$12.73M

Operating Income

$1.78M

EBITDA

$1.78M

Operating Cash Flow

$1.58M

Capital Expenditure

$55.00K

Free Cash Flow

$1.64M

Cash & ST Invst.

$113.53M

Total Debt

$40.43M

U & I Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$5.67M

-24.3%

Gross Profit

$4.36M

+247.5%

Gross Margin

76.78%

N/A

Market Cap

$19.88M

N/A

Market Cap/Employee

$397.67K

N/A

Employees

50

N/A

Net Income

$586.00K

+96.5%

EBITDA

$18.00K

+99.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$19.27M

-65.4%

Accounts Receivable

$1.41M

-24.3%

Inventory

$0.00

N/A

Long Term Debt

$20.07M

-60.5%

Short Term Debt

$20.36M

N/A

Return on Assets

-0.53%

N/A

Return on Invested Capital

-2.55%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About UNIF

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