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U & I Financial

(OTC) UNIF

Current Price$3.74
Market Cap$19.53M
Since IPO (2016)-49%
5 Year-63%
1 Year-3%
1 Month+1%

U & I Financial Financials at a Glance

Market Cap

$19.53M

Revenue (TTM)

$24.37M

Net Income (TTM)

$2.16M

EPS (TTM)

$-3.31

P/E Ratio

-1.13

Dividend

$0.00

Beta (Volatility)

0.09 (Low)

Price

$3.74

Volume

400

Open

$3.74

Previous Close

$3.74

Daily Range

$3.60 - $3.74

52-Week Range

$3.00 - $4.15

UNIF News

No articles available.

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About U & I Financial

Industry

Banks

CEO

Stephanie Yoon, MBA

Headquarters

Lynnwood, WA 98036, US

UNIF Financials

Key Financial Metrics (TTM)

Gross Margin

38%

Operating Margin

-7%

Net Income Margin

-9%

Return on Equity

-7%

Return on Capital

-0%

Return on Assets

-1%

Earnings Yield

-88.50%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$19.53M

Shares Outstanding

5.22M

Volume

400

Short Interest

0.00%

Avg. Volume

1.99K

Financials (TTM)

Gross Profit

$12.73M

Operating Income

$1.78M

EBITDA

$1.78M

Operating Cash Flow

$1.74M

Capital Expenditure

$91.00K

Free Cash Flow

$1.83M

Cash & ST Invst.

$59.70M

Total Debt

$40.00M

U & I Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$5.67M

-24.3%

Gross Profit

$4.36M

+247.5%

Gross Margin

76.78%

N/A

Market Cap

$19.53M

N/A

Market Cap/Employee

N/A

N/A

Employees

N/A

N/A

Net Income

$586.00K

+96.5%

EBITDA

$18.00K

+99.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$19.70M

-64.6%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$40.00M

-21.2%

Short Term Debt

$0.00

N/A

Return on Assets

-0.53%

N/A

Return on Invested Capital

-0.44%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About UNIF

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