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Definity Financial(TSX) DFY

Market CapCA$9.64BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)+210%
5 YearN/A
1 Year+3%
1 Month+6%
CA$80.62
+1.67%
+1.32Today
Definity Financial last closing stock price
MetricPriceDate
Last closeCAD 79.302026-07-24
Definity Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.3%CAD 78.282026-07-17
1 month+5.93%CAD 74.862026-06-24
3 month+16.64%CAD 67.992026-04-24
Year to date+5.08%CAD 75.462025-12-31
1 year+3.32%CAD 76.752025-07-24
3 year+128.7%CAD 34.672023-07-25
Since inception+210.22%CAD 25.562021-11-18

Definity Financial Financials at a Glance

Market Cap

CA$9.64BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$5.62B

Net Income (TTM)

CA$390.10M

EPS (TTM)

CA$3.23

P/E Ratio

24.20

Dividend

CA$0.81

Beta (Volatility)

0.49 (Low)

Price

CA$80.62

Volume

166,894

Open

CA$79.70

Previous Close

CA$80.62

Daily Range

CA$79.19 - CA$80.95

52-Week Range

CA$61.87 - CA$80.95

Estimated Earnings Date

Jul 30, 2026

DFY News

No articles available.

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About Definity Financial

Definity Financial Corporation is a Canadian company specializing in property and casualty insurance solutions. Established in 1871 and based in Waterloo, the firm offers a diverse range of insurance products for both individuals and businesses under various brands.

Products and Services
  • Personal insurance including auto, home, and pet insurance
  • Commercial insurance for businesses covering property and liability
  • Specialized coverage options tailored to unique client needs
Growth Outlook
  • Recent quarterly revenue reached CAD 1.92 billion, indicating strong demand
  • Net income for Q1 2026 was CAD 63.9 million, showcasing profitability
  • Consistent growth in operating income reflects effective management strategies
Financial Highlights
  • Trailing twelve-month revenue of CAD 5.5 billion demonstrates robust performance
  • Net profit margin of 6.94% indicates effective cost management
  • Dividend yield of 1.07% offers attractive returns for investors
Definity Financial Corporation operates in a competitive insurance market, leveraging its long-standing history and established brands to provide comprehensive coverage options. The company's focus on both personal and commercial insurance allows it to cater to a wide range of clients, enhancing its market presence. Recent financial performance highlights a strong revenue trajectory, with significant quarterly earnings contributing to overall profitability. The firm’s ability to maintain a healthy net profit margin suggests effective operational efficiency, while the dividend yield presents an appealing aspect for potential investors. As the company continues to adapt to market demands, its strategic initiatives and diverse product offerings position it well for future growth.
AI Generated • Jun 30, 2026

Industry

Insurance

Employees

3,462

CEO

Rowan Saunders

Headquarters

Waterloo, ON N2L 2L6, CA

DFY Financials

Key Financial Metrics (TTM)

Gross Margin

18.90%

Operating Margin

9.73%

Net Income Margin

6.94%

Return on Equity

9.82%

Return on Capital

11.08%

Return on Assets

2.95%

Earnings Yield

4.13%

Dividend Yield

1.02%

Payout Ratio

23.89%

Stock Overview

Market Cap

CA$9.64BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

121.60M

Volume

166.89K

Avg. Volume

171.64K

Financials (TTM)

Gross Profit

CA$1.06B

Operating Income

CA$546.70M

EBITDA

CA$733.60M

Operating Cash Flow

CA$455.20M

Capital Expenditure

-CA$103.00M

Free Cash Flow

CA$352.20M

Cash & ST Invst.

CA$556.80M

Total Debt

CA$1.77B

Definity Financial Performance Analysis

Definity Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CAD 3,630,900,00021.7%
20232023-12-31CAD 3,912,100,0007.7%
20242024-12-31CAD 4,857,000,00024.2%
20252025-12-31CAD 5,276,600,0008.6%
Definity Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.0%
Q32025-09-3011.0%
Q42025-12-31-12.2%
Q12026-03-3164.5%
Definity Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CAD 0.95-53.1%
20232023-12-31CAD 3.00216.5%
20242024-12-31CAD 3.6923.0%
20252025-12-31CAD 3.51-5.0%
Definity Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-19.0%
Q32025-09-30148.4%
Q42025-12-31-69.8%
Q12026-03-318.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CA$1.92B

+63.6%

Gross Profit

CA$334.70M

+62.4%

Gross Margin

17.41%

N/A

Market Cap

CA$9.64BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

CA$2.79M

N/A

Employees

3,462

N/A

Net Income

CA$63.90M

-30.5%

EBITDA

CA$154.40M

-3.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CA$556.80M

+65.9%

Total Debt

CA$1.77B

+1097.1%

Accounts Receivable

CA$693.10M

+884.5%

Inventory

CA$0.00

N/A

Long Term Debt

CA$1.54B

+942.8%

Short Term Debt

CA$227.80M

+7.9%

Return on Assets

2.95%

N/A

Return on Invested Capital

4.40%

N/A

Free Cash Flow

-CA$164.60M

-58.6%

Operating Cash Flow

-CA$130.50M

-78.5%

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Questions About DFY

What is the current price of Definity Financial?

Definity Financial is trading at CA$80.62 per share.

What is the 52-week range for Definity Financial?

Over the past 52 weeks, Definity Financial has traded between CA$61.87 and CA$80.95.

How much debt does Definity Financial have?

As of the most recent reporting period, Definity Financial reported total debt of CA$1.77B.

How much cash does Definity Financial have on hand?

Definity Financial reported CA$282.70M in cash and cash equivalents in its most recent financial results.

What is Definity Financial’s dividend yield?

Definity Financial currently has a dividend yield of 1.02%.

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