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Definity Financial(TSX) DFY

Market CapCA$8.74BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)+181%
5 YearN/A
1 Year-1%
1 Month-11%
CA$72.31
+0.63%
+0.45Today
Definity Financial last closing stock price
MetricPriceDate
Last closeCAD 71.862026-09-04
Definity Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.68%CAD 73.842026-08-28
1 month-11.1%CAD 80.832026-08-05
3 month+5.22%CAD 68.302026-06-05
Year to date-4.78%CAD 75.462025-12-31
1 year-0.99%CAD 72.582025-09-04
3 year+97.37%CAD 36.412023-09-05
Since inception+181.12%CAD 25.562021-11-18

Definity Financial Financials at a Glance

Market Cap

CA$8.74BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$6.47B

Net Income (TTM)

CA$467.40M

EPS (TTM)

CA$3.84

P/E Ratio

18.45

Dividend

CA$0.81

Beta (Volatility)

0.49 (Low)

Price

CA$72.31

Volume

43,968

Open

CA$71.53

Previous Close

CA$71.86

Daily Range

CA$71.50 - CA$72.67

52-Week Range

CA$61.87 - CA$82.59

Estimated Earnings Date

Nov 5, 2026

DFY News

No articles available.

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About Definity Financial

Definity Financial Corporation is a Canadian company specializing in property and casualty insurance solutions. Established in 1871 and based in Waterloo, the firm offers a diverse range of insurance products for both individuals and businesses under various brands.

Products and Services
  • Auto, home, and general liability insurance for individuals
  • Commercial insurance offerings, including fleet and property coverage
  • Specialized insurance products marketed under Economical, Sonnet, and other brands
Growth Outlook
  • Recent quarterly revenue reached CAD 2.05 billion, indicating strong demand
  • Net income for Q2 2026 was CAD 152.4 million, showcasing profitability
  • Consistent growth in gross profit margin, now at 23.6% for Q2 2026
Financial Highlights
  • Trailing twelve-month revenue of CAD 7.8 billion reflects robust performance
  • Net profit margin stands at 7.2%, demonstrating effective cost management
  • Dividend yield of 1.09% offers attractive returns for investors
Definity Financial Corporation operates in a competitive insurance market, providing a wide array of products tailored to meet the needs of individual and commercial clients. The company's recent financial performance indicates a strong upward trajectory, with significant revenue growth and profitability. The increase in gross profit margin suggests effective operational strategies and a focus on high-demand insurance products. With a solid dividend yield, Definity Financial Corporation presents an appealing option for investors seeking exposure to the insurance sector.
AI Generated • Aug 29, 2026

Industry

Insurance

Employees

3,462

CEO

Rowan Saunders

Headquarters

Waterloo, ON N2L 2L6, CA

DFY Financials

Key Financial Metrics (TTM)

Gross Margin

20.19%

Operating Margin

9.90%

Net Income Margin

7.22%

Return on Equity

11.45%

Return on Capital

11.08%

Return on Assets

3.47%

Earnings Yield

5.42%

Dividend Yield

1.12%

Payout Ratio

20.67%

Stock Overview

Market Cap

CA$8.74BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

121.60M

Volume

43.97K

Avg. Volume

171.78K

Financials (TTM)

Gross Profit

CA$1.31B

Operating Income

CA$641.00M

EBITDA

CA$850.40M

Operating Cash Flow

CA$480.80M

Capital Expenditure

-CA$105.40M

Free Cash Flow

CA$375.40M

Cash & ST Invst.

CA$238.20M

Total Debt

CA$1.56B

Definity Financial Performance Analysis

Definity Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CAD 3,630,900,00021.7%
20232023-12-31CAD 3,912,100,0007.7%
20242024-12-31CAD 4,857,000,00024.2%
20252025-12-31CAD 5,276,600,0008.6%
Definity Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3011.0%
Q42025-12-31-12.2%
Q12026-03-3164.5%
Q22026-06-306.7%
Definity Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CAD 0.95-53.1%
20232023-12-31CAD 3.00216.5%
20242024-12-31CAD 3.6923.0%
20252025-12-31CAD 3.51-5.0%
Definity Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30148.4%
Q42025-12-31-69.8%
Q12026-03-318.3%
Q22026-06-30140.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CA$2.05B

+71.2%

Gross Profit

CA$485.20M

+102.1%

Gross Margin

23.64%

N/A

Market Cap

CA$8.74BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

CA$2.52M

N/A

Employees

3,462

N/A

Net Income

CA$152.40M

+102.9%

EBITDA

CA$269.40M

+76.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CA$238.20M

-63.9%

Total Debt

CA$1.56B

+424.5%

Accounts Receivable

CA$720.40M

+79.7%

Inventory

CA$0.00

N/A

Long Term Debt

CA$1.43B

+875.7%

Short Term Debt

CA$129.40M

-14.2%

Return on Assets

3.47%

N/A

Return on Invested Capital

5.02%

N/A

Free Cash Flow

CA$206.80M

+12.6%

Operating Cash Flow

CA$229.70M

+12.5%

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Questions About DFY

What is the current price of Definity Financial?

Definity Financial is trading at CA$72.31 per share.

What is the 52-week range for Definity Financial?

Over the past 52 weeks, Definity Financial has traded between CA$61.87 and CA$82.59.

How much debt does Definity Financial have?

As of the most recent reporting period, Definity Financial reported total debt of CA$1.70B.

How much cash does Definity Financial have on hand?

Definity Financial reported CA$238.20M in cash and cash equivalents in its most recent financial results.

What is Definity Financial’s dividend yield?

Definity Financial currently has a dividend yield of 1.12%.

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