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E-l Financial(TSX) ELF

Market CapCA$5.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1976)+81,184%
5 Year+171%
1 Year+21%
1 Month-1%
CA$16.96
+0.06%
+0.01Today
E-l Financial last closing stock price
MetricPriceDate
Last closeCAD 16.952026-07-24
E-l Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.29%CAD 17.002026-07-17
1 month-0.58%CAD 17.052026-06-24
3 month-0.64%CAD 17.062026-04-24
Year to date+11.36%CAD 15.222025-12-31
1 year+21.37%CAD 13.972025-07-24
3 year+134.18%CAD 7.242023-07-24
5 year+170.65%CAD 6.262021-07-23
Since inception+81,184.4%CAD 0.021976-01-06

E-l Financial Financials at a Glance

Market Cap

CA$5.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$2.69B

Net Income (TTM)

CA$1.18B

EPS (TTM)

CA$3.30

P/E Ratio

4.97

Dividend

CA$0.16

Beta (Volatility)

0.33 (Low)

Price

CA$16.96

Volume

33,949

Open

CA$16.94

Previous Close

CA$16.96

Daily Range

CA$16.84 - CA$17.09

52-Week Range

CA$13.45 - CA$17.84

Estimated Earnings Date

Aug 6, 2026

ELF News

No articles available.

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About E-l Financial

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada, focusing on life and health insurance, as well as wealth management products. The company is structured into two segments: E-L Corporate and Empire Life, providing a diverse range of financial services.

Products and Services
  • Life and health insurance policies
  • Wealth management and employee benefit plans
  • Investment products including mutual funds and annuities
Growth Outlook
  • Recent quarterly revenue reached CAD 323 million, indicating strong market demand
  • Trailing twelve months (TTM) net income stands at CAD 205 million, showcasing profitability
  • Dividend yield of 7.14% reflects commitment to returning value to shareholders
Financial Highlights
  • TTM revenue of CAD 1.9 billion demonstrates robust financial performance
  • Operating income margin of 59.73% indicates efficient cost management
  • Net profit margin of 43.93% highlights strong profitability
E-L Financial Corporation Limited has established a solid foundation in the financial services sector, with a focus on insurance and investment products. The company's recent financial performance reflects its ability to generate substantial revenue and maintain profitability, making it an attractive option for potential investors. The strong dividend yield further emphasizes the company's commitment to shareholder value, while its diverse product offerings position it well for future growth in the competitive financial landscape.
AI Generated • Jul 26, 2026

Industry

Insurance

Sector

Financials

Employees

21

CEO

Duncan N. R. Jackman

Website

www.e-lfinancial.ca

Headquarters

Toronto, ON M5H 3B8, CA

ELF Financials

Key Financial Metrics (TTM)

Gross Margin

59.84%

Operating Margin

57.80%

Net Income Margin

43.93%

Return on Equity

13.43%

Return on Capital

17.01%

Return on Assets

4.01%

Earnings Yield

20.12%

Dividend Yield

0.92%

Payout Ratio

36.72%

Stock Overview

Market Cap

CA$5.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

345.76M

Volume

33.95K

Avg. Volume

42.73K

Financials (TTM)

Gross Profit

CA$1.61B

Operating Income

CA$1.55B

EBITDA

CA$1.58B

Operating Cash Flow

CA$401.26M

Capital Expenditure

CA$0.00

Free Cash Flow

CA$401.26M

Cash & ST Invst.

CA$488.79M

Total Debt

CA$599.66M

E-l Financial Performance Analysis

E-l Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CAD 106,653,000-95.4%
20232023-12-31CAD 3,261,854,0002958.4%
20242024-12-31CAD 3,353,759,0002.8%
20252025-12-31CAD 3,100,027,000-7.6%
E-l Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3099.4%
Q32025-09-3075.7%
Q42025-12-31-59.5%
Q12026-03-31-33.4%
E-l Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CAD -0.96N/A
20232023-12-31CAD 2.45N/A
20242024-12-31CAD 4.2573.2%
20252025-12-31CAD 3.44-19.1%
E-l Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30326.6%
Q32025-09-3055.9%
Q42025-12-31-61.0%
Q12026-03-31-85.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CA$323.24M

-5.4%

Gross Profit

CA$14.31M

-90.4%

Gross Margin

4.43%

N/A

Market Cap

CA$5.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

CA$4.69M

N/A

Employees

1,250

N/A

Net Income

CA$30.93M

-64.2%

EBITDA

CA$11.92M

-88.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CA$488.79M

+46.9%

Total Debt

CA$599.66M

+0.1%

Accounts Receivable

CA$324.46M

+7059.3%

Inventory

CA$0.00

N/A

Long Term Debt

CA$599.66M

+0.1%

Short Term Debt

CA$0.00

N/A

Return on Assets

4.01%

N/A

Return on Invested Capital

5.37%

N/A

Free Cash Flow

CA$41.76M

+2168.4%

Operating Cash Flow

CA$41.76M

+2168.4%

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Questions About ELF

What is the current price of E-l Financial?

E-l Financial is trading at CA$16.96 per share.

What is the 52-week range for E-l Financial?

Over the past 52 weeks, E-l Financial has traded between CA$13.45 and CA$17.84.

How much debt does E-l Financial have?

As of the most recent reporting period, E-l Financial reported total debt of CA$599.66M.

How much cash does E-l Financial have on hand?

E-l Financial reported CA$468.37M in cash and cash equivalents in its most recent financial results.

What is E-l Financial’s dividend yield?

E-l Financial currently has a dividend yield of 0.92%.

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