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E-l Financial(TSX) ELF

Market CapCA$6.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1976)+84,541%
5 Year+185%
1 Year+21%
1 Month+4%
CA$17.40
-1.42%
-0.25Today
E-l Financial last closing stock price
MetricPriceDate
Last closeCAD 17.652026-09-04
E-l Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.23%CAD 17.612026-08-28
1 month+3.88%CAD 16.992026-08-05
3 month+2.86%CAD 17.162026-06-05
Year to date+15.96%CAD 15.222025-12-31
1 year+21.45%CAD 14.532025-09-04
3 year+144.44%CAD 7.222023-09-05
5 year+184.91%CAD 6.192021-09-03
Since inception+84,541.28%CAD 0.021976-01-06

E-l Financial Financials at a Glance

Market Cap

CA$6.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$3.91B

Net Income (TTM)

CA$1.83B

EPS (TTM)

CA$5.13

P/E Ratio

3.34

Dividend

CA$0.16

Beta (Volatility)

0.34 (Low)

Price

CA$17.40

Volume

4,678

Open

CA$17.69

Previous Close

CA$17.65

Daily Range

CA$17.35 - CA$17.69

52-Week Range

CA$14.31 - CA$18.12

Estimated Earnings Date

Nov 9, 2026

ELF News

No articles available.

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About E-l Financial

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada, focusing on life and health insurance, as well as investment management. The company is structured into two segments: E-L Corporate and Empire Life, providing a diverse range of financial products and services.

Products and Services
  • Life and health insurance policies
  • Wealth management products and employee benefit plans
  • Investment management through various securities and funds
Growth Outlook
  • Recent quarterly revenue reached CAD 1.91 billion, indicating strong market demand
  • Trailing twelve months (TTM) net income stands at CAD 1.14 billion, showcasing profitability
  • Dividend yield of 6.86% reflects commitment to returning value to shareholders
Financial Highlights
  • TTM revenue of CAD 2.06 billion demonstrates consistent growth
  • Operating income margin of 61.61% indicates efficient cost management
  • Return on equity (ROE) of 19.94% highlights effective use of shareholder funds
E-L Financial Corporation Limited has established a solid foundation in the financial services sector, particularly in life insurance and investment management. The company's recent financial performance reflects a robust growth trajectory, with significant revenue and net income figures. The high operating income margin suggests effective management of operational costs, while the strong return on equity indicates a commitment to maximizing shareholder value. With a competitive dividend yield, E-L Financial Corporation Limited presents an attractive opportunity for investors seeking exposure to the insurance and investment sectors in Canada.
AI Generated • Aug 25, 2026

Industry

Insurance

Sector

Financials

Employees

21

CEO

Duncan N. R. Jackman

Website

www.e-lfinancial.ca

Headquarters

Toronto, ON M5H 3B8, CA

ELF Financials

Key Financial Metrics (TTM)

Gross Margin

62.80%

Operating Margin

61.60%

Net Income Margin

46.65%

Return on Equity

19.97%

Return on Capital

17.01%

Return on Assets

5.71%

Earnings Yield

29.94%

Dividend Yield

0.88%

Payout Ratio

23.79%

Stock Overview

Market Cap

CA$6.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

345.51M

Volume

4.68K

Avg. Volume

36.16K

Financials (TTM)

Gross Profit

CA$2.46B

Operating Income

CA$2.41B

EBITDA

CA$2.43B

Operating Cash Flow

CA$523.68M

Capital Expenditure

CA$0.00

Free Cash Flow

CA$523.68M

Cash & ST Invst.

CA$607.50M

Total Debt

CA$848.86M

E-l Financial Performance Analysis

E-l Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CAD 106,653,000-95.4%
20232023-12-31CAD 3,261,854,0002958.4%
20242024-12-31CAD 3,353,759,0002.8%
20252025-12-31CAD 3,100,027,000-7.6%
E-l Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3075.7%
Q42025-12-31-59.5%
Q12026-03-31-33.4%
Q22026-06-30489.9%
E-l Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CAD -0.96N/A
20232023-12-31CAD 2.45N/A
20242024-12-31CAD 4.2573.2%
20252025-12-31CAD 3.44-19.1%
E-l Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3055.9%
Q42025-12-31-61.0%
Q12026-03-31-85.5%
Q22026-06-303066.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CA$1.91B

+179.8%

Gross Profit

CA$1.36B

+166.9%

Gross Margin

71.20%

N/A

Market Cap

CA$6.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

CA$4.88M

N/A

Employees

1,250

N/A

Net Income

CA$1.01B

+174.7%

EBITDA

CA$1.35B

+174.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CA$607.50M

+59.6%

Total Debt

CA$848.86M

+41.6%

Accounts Receivable

CA$422.51M

+1473.4%

Inventory

CA$0.00

N/A

Long Term Debt

CA$848.86M

+41.6%

Short Term Debt

CA$0.00

N/A

Return on Assets

5.71%

N/A

Return on Invested Capital

7.71%

N/A

Free Cash Flow

CA$154.12M

+386.3%

Operating Cash Flow

CA$154.12M

+386.3%

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Questions About ELF

What is the current price of E-l Financial?

E-l Financial is trading at CA$17.40 per share.

What is the 52-week range for E-l Financial?

Over the past 52 weeks, E-l Financial has traded between CA$14.31 and CA$18.12.

How much debt does E-l Financial have?

As of the most recent reporting period, E-l Financial reported total debt of CA$848.86M.

How much cash does E-l Financial have on hand?

E-l Financial reported CA$596.00M in cash and cash equivalents in its most recent financial results.

What is E-l Financial’s dividend yield?

E-l Financial currently has a dividend yield of 0.88%.

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