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Here's the Average Social Security Benefit and How It Could Change in 2026

The average retiree gets more than $2,000, and here's what to expect next.

By Matt Frankel, CFP – Oct 9, 2025 at 5:33AM EST

The average Social Security benefit for a retired worker is just over $2,000. In this video, I'll discuss the averages for retirees as well as other types of beneficiaries, and I'll discuss the 2026 cost-of-living adjustment (COLA) and how it could affect your monthly checks.

*Stock prices used were the morning prices of Oct. 2, 2025. The video was published on Oct. 3, 2025.

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About the Author

Matt Frankel, CFP
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst specializing in the real estate and financial sectors. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, Globe St, The National Desk, and other TV networks and publications for his real estate, financial, stock market, and investing expertise.
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The Motley Fool has a disclosure policy. Matthew Frankel is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.

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