As you near retirement, you may begin to seriously consider where you'd like to live. Do you want to stay where you are now, or would you prefer to relocate to another city? To learn more about what retirees are looking for, The Motley Fool conducted a survey asking them about what's important in retirement, including healthcare access, housing affordability, crime, and taxes.
After identifying the qualities retirees care about most, the Fool dug deeper to learn which cities best fit the bill. The results have been compiled in the 50 Best Places to Retire in the U.S. in 2026.
Image source: Getty Images.
Affordability
While there are certainly exceptions to the rule, the cost of living in many Midwestern cities is lower than the national average. Here are some examples:
|
City |
Overall Cost of Living |
|---|---|
|
Cleveland, Ohio |
7% below the national average |
|
St. Paul, Minnesota |
6% below the national average |
|
Lorain, Ohio |
6% below the national average |
|
Port Huron, Michigan |
17% below the national average |
|
Fort Wayne, Indiana |
7% below the national average |
|
Aurora, Illinois |
4% below the national average |
|
Wichita, Kansas |
12% below the national average |
Data source: Payscale.
Affordable housing
|
City |
Housing Costs |
|---|---|
|
Cleveland, Ohio |
19% below the national average |
|
St. Paul, Minnesota |
20% below the national average |
|
Lorain, Ohio |
5% below the national average |
|
Port Huron, Michigan |
61% below the national average |
|
Fort Wayne, Indiana |
17% below the national average |
|
Aurora, Illinois |
17% below the national average |
|
Wichita, Kansas |
35% below the national average |
Data source: Payscale.
Easy access to healthcare
There are few factors more important to the average retiree than healthcare. Fortunately, many Midwestern cities are known as major healthcare hubs. For example, Cleveland offers the Cleveland Clinic and University Hospitals of Cleveland, and Rochester, Minnesota, is home to the world-famous Mayo Clinic.
The Ohio State Medical Center in Columbus provides a large network of medical providers, and Indianapolis is a leader in healthcare, offering 1.2 times the national average in healthcare jobs.
Quality of life
Aside from the friendliness of your average Midwesterner, there is plenty to do and see in the heartland.
- Trail systems like the Emerald Necklace in Cleveland
- Community programs for seniors
- Historic neighborhoods
- Waterfront activities
- Community festivals
- Museums
- Art galleries
- Fine dining as well as mom-and-pop diners
- Theaters booking world-class talent
The bottom line is this: If you're looking for friendly faces, four complete seasons, and lower-than-average prices, the Midwest may be a perfect spot to retire. You can see the entirety of The Motley Fool's The Best Places to Retire in the Midwest in 2026.
