Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, payroll and personnel services provider Paychex (Nasdaq: PAYX) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Paychex's business and see what CAPS investors are saying about the stock right now.

Paychex facts

Headquarters (founded)

Rochester, N.Y. (1971)

Market Cap

$11.4 billion

Industry

Data processing and outsourced services

Trailing-12-Month Revenue

$2.06 billion

Management

CEO Martin Mucci (since 2010)

CFO Efrain Rivera (since 2011)

Return on Equity (average, past 3 years)

38.4%

Cash/Debt

$469.7 million / $0

Dividend Yield

3.9%

Competitors

ADP (Nasdaq: ADP)

Insperity (NYSE: NSP)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 96% of the 1,433 members who have rated Paychex believe the stock will outperform the S&P 500 going forward. These bulls include All-Star FutureMonkey, who is ranked in the top 15% of our community, and lwb1354.

Earlier this year , FutureMonkey tapped Paychex as a particularly solid selection:

Stands to benefit from increased private sector hiring in 2011. Like both PAYX and ADP as long term accumulate and hold to beat the market with reasonable dividend payment reinvested. Not the kind of stock I would trade in and out of. Get rich slow.

Paychex even boasts a robust three-year average operating margin of 37.8%. That's higher than main rival ADP (20.1%), as well as other business service plays such as Insperity (2.4%) and TeleTech Holdings (Nasdaq: TTEC) (8.7%).

CAPS member lwb1354 elaborates on the Paychex bull case:

PAYX is in the small to meduim size payroll processing business. Athough ths is a slow market recovery, when the recovery does pickup steam my guess is that small to meduim size businesses will benefit the most. History has shown that small businesses tend to do quite well in recoveries. ... [M]y guess is that managemet is poised to do quite well in the coming months.

What do you think about Paychex, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Motley Fool newsletter services have recommended buying shares of Paychex and ADP. Try any of our Foolish newsletter services free for 30 days.

We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Fool's disclosure policy always gets a perfect score.