Everyone wants to make the most of the Social Security benefits they've earned. One strategy called "file and suspend" is a great way for couples to get more money from the program, but many people are confused about how to use file and suspend in as effective a way as possible.
In the following slideshow, you'll learn the basics of file and suspend in five easy-to-understand slides. For many couples, the strategy can unlock benefits that would otherwise go untapped while also leaving other benefits to grow further over time. By considering factors like the spouses' ages, work histories, and lifestyle choices, the file and suspend strategy can be a powerful tool to enhance your Social Security income by thousands of dollars over the course of a lifetime.