The Most Affordable U.S. States to Retire in 2025

By Rachel Warren – Updated Jun 8, 2025 at 4:04 AM

Key Points

Seniorly study emphasizes key affordable states for retirees: Pennsylvania, Iowa, Tennessee, Nevada, Texas.
Motley Fool survey ranks Tennessee, Kansas, South Dakota as top three for overall cost of living.
Quality healthcare states like Utah, Colorado, Vermont may cost more despite their high rankings.

Loading paragraph...

A graphic listing 5 factors to consider when choosing where to retire: food, electricity, taxes, shelter and healthcare. — Image source: The Motley Fool.

Loading image...

Loading paragraph...

Top five most affordable states. Data source: Seniorly.com..

Loading table...

Loading paragraph...

Top 10 most affordable U.S. states to retire in. Source: Motley Fool Survey.

Loading table...

Loading paragraph...

States with the most affordable homes for retirees. Data sources: Motley Fool Survey and Zillow (2024.)

Loading table...

Loading paragraph...

States with the lowest cost of living for retirees. Data Sources: Motley Fool and Council for Community & Economic Research (2024).

Loading table...

Loading paragraph...

Best states to retire in for healthcare. Data sources: The Motley Fool and The United Health Foundation (2024).

Loading table...

Loading paragraph...

States with lowest poverty rates for senior citizens. Data source: U.S: Census Bureau.

Loading table...

Loading paragraph...

Best states to retire for taxes. Data source: The Motley Fool and The Tax Foundation.

Loading table...

Loading paragraph...

Loading hub_pages...

Loading paragraph...

Loading faq...

About the Author

Rachel Warren is a contributing Motley Fool stock market analyst covering pharmaceuticals, biotechnology, medical devices, information technology, and consumer goods. Prior to The Motley Fool, Rachel was a paralegal and legal administrator. She holds a bachelor’s degree in paralegal studies from Liberty University School of Law.

TMFRachelW

The Motley Fool has a disclosure policy.