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Robin Hartill, CFP®

Robin Hartill is a Florida-based personal finance writer and editor, and a CERTIFIED FINANCIAL PLANNER.™ She is a graduate of the University of Florida.

Recent Articles by Robin Hartill, CFP®

Stock market graph.

Jan 27, 2023 by Robin Hartill, CFP®

The Best S&P 500 Index Funds

Find out which index funds tracking the S&P 500 have the lowest fees, highest assets under management, and most closely track the market.

Married couple sitting at a table with papers and a calculator.

Jan 9, 2023 by Robin Hartill, CFP®

What Is a Spousal IRA & How Do I Use It?

For couples looking to save for two retirements when only one spouse is earning income.

Family sitting on couch with electronics in hand

Jan 9, 2023 by Robin Hartill, CFP®

Inherited a Roth IRA? Here's What to Do Now

The rules for taxes and beneficiaries you need to know.

Blocks spelling HSA stacked on top of coins.

Jan 9, 2023 by Robin Hartill, CFP®

HSA-Eligible Expenses in 2022 and 2023

A woman and girl talk with a doctor in a hospital room.

Jan 9, 2023 by Robin Hartill, CFP®

HSA vs. PPO Plans: Which Benefits You More?

Decide whether an HSA or a PPO is a better fit for your healthcare needs.

investing charts graphs stocks portfolio growth

Jan 8, 2023 by Robin Hartill, CFP®

Up 2% in 2023, Is It Safe to Invest in the S&P 500 Right Now?

Ignore last week's rally. Here's what to focus on instead.

investor smiling phone at home

Jan 6, 2023 by Robin Hartill, CFP®

8 Ways the Secure Act 2.0 Helps You Save for Retirement

Will the new law give your retirement savings a boost?

A hand drawing an upward-trending line with a red pen.

Jan 5, 2023 by Robin Hartill, CFP®

Long-Term Investors' 9 Favorite Index Funds

Here are the nine best index funds to add to your portfolio for steady, low-cost growth.

mature couple relaxing drinking wine together in their backyard

Jan 4, 2023 by Robin Hartill, CFP®

Try These 4 No-Brainers to Beat the Average $1,827 Social Security Benefit

Could you survive on the average Social Security benefit?

A glass jar with coins and sign reading 401k in the background.

Jan 3, 2023 by Robin Hartill, CFP®

What Rate of Return to Expect From Your 401(k)

Your 401(k) rate of return doesn't depend only on the stock market. Your investment choices have a huge impact on what you earn.

An elderly couple sitting at a table using computers.

Jan 3, 2023 by Robin Hartill, CFP®

What You Should Know About 401(k) Beneficiaries

Understand all the basics of beneficiaries for 401(k)s, including how to choose a beneficiary and what to know if you inherit a 401(k) account.

Older man couch headache

Jan 1, 2023 by Robin Hartill, CFP®

Will You Miss 2023's Giant 8.7% COLA if You Delay Social Security?

No need to rush to the Social Security office.

retired older man on laptop working reading news stocks

Dec 31, 2022 by Robin Hartill, CFP®

Working In Retirement? Here's Why That's Great... and Why It's Really Not

Will your savings and Social Security be enough?

thoughtful older person outside at the park

Dec 30, 2022 by Robin Hartill, CFP®

2 Big Changes to RMDs That Will Affect Retirees in 2023

The $1.7 trillion spending bill that Congress passed last week includes two big changes to required distributions from retirement accounts.

person in waiting room papers in lap adjusting shirt

Dec 28, 2022 by Robin Hartill, CFP®

This Is the Maximum Social Security Disability Benefit in 2023

Few SSDI recipients will qualify for Social Security's biggest disability payments.

holiday cheers to the new year

Dec 28, 2022 by Robin Hartill, CFP®

Should You Max Out a Roth IRA Before 2022 Ends?

You can still fund your Roth IRA for 2022 in the new year, but it might not make sense to delay.

social security card and money

Dec 16, 2022 by Robin Hartill, CFP®

What You Should Know About Social Security COLAs

young woman with headphones

Dec 16, 2022 by Robin Hartill, CFP®

How Much Money Should I Have Saved by 21?

If you have saved $7,000 by age 21, you're ahead of many of your peers.

A woman holds her retirement savings in a jar.

Dec 16, 2022 by Robin Hartill, CFP®

How Much Money Should I Have Saved by 25?

retirement

Dec 16, 2022 by Robin Hartill, CFP®

How Much Do I Need to Retire?

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