For many Americans, financial constraints impact major life decisions. In fact, when money is tight we often end up putting off things we'd love to do if only we had a little more spare cash.
While sometimes delayed gratification is indeed the right approach, it's also important not to procrastinate too much when it comes to some money moves as doing so could only make accomplishing financial goals more difficult and expensive down the line.
The important thing when living in limbo because of your finances is to make a decision on key issues and then take action. If you're not sure where to start, here's some advice as it relates to 12 financial decisions that Americans tend to put off.
Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.