15 Red Flags That You're Using the Wrong Credit Card

Did you know that as many as one consumer in five uses the wrong credit card? This could be a card that causes them to pay more interest, or one that fails to offer the best rewards and perks.

Using the wrong credit card could be a costly mistake, but it can be hard to know if you're among the many Americans with a card in your wallet that's a poor fit.

These 15 red flags can help you decide if your card is a good one worthy of your use or if you should consider switching to a different card that's a better fit.

Our credit card expert uses this card, and it could earn you $1,148 (seriously)
As long as you pay them off each month, credit cards are a no-brainer for savvy Americans. They protect against fraud far better than debit cards, help raise your credit score, and can put hundreds (or thousands!) of dollars in rewards back in your pocket each year.

But with so many cards out there, you need to choose wisely. This top-rated card offers the ability to pay 0% interest on purchases until late 2021, has some of the most generous cash back rewards we’ve ever seen (up to 5%!), and somehow still sports a $0 annual fee.

That’s why our expert – who has reviewed hundreds of cards – signed up for this one personally. Click here to get free access to our expert’s top pick.