15 Ways to Get the Lowest Possible Mortgage Interest Rate

For many people, their mortgage payment is their biggest monthly expense and their home loan is their largest debt.

When you take out a mortgage, you borrow a lot of money. And you spend a long time repaying it. As a result, even small differences in interest rate can have an outsize impact on your financial life.

Taking steps to get the best rate can pay off both in the form of lower monthly payments and reduced interest over time. Here are 15 techniques you can use to try to keep your rate down, so you can save money on this major money obligation.

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