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What Are Direct Loans?

By Matthew DiLalloUpdated Dec 11, 2024 at 1:35 PM

Key Points

  • Direct Loans are federal loans with lower interest rates compared to private loans.
  • Four types of Direct Loans available, including subsidized, unsubsidized, PLUS, and consolidated.
  • Direct Loans offer benefits like repayment flexibility and consolidation options.

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