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What Is the Retirement Savings Credit?

By Matthew Frankel, CFPUpdated Jul 3, 2025 at 1:14 PM

Key Points

  • The Saver's Credit offers up to $2,000 for qualifying low- to middle-income households.
  • Eligibility includes making contributions to retirement accounts and meeting specific income thresholds.
  • This credit can increase each household's tax savings, enhancing retirement investment benefits.

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