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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Credit cards on a desk.
Feb. 1, 2026 | By Joel O'Leary

Here's What Happens When You Have Too Many Credit Cards

Carrying too many credit cards can hurt your credit score, cost you money, and make debt more likely. Here's what to watch for -- and how to fix it.
Two women walking down a street arm in arm carrying shopping bags.
Feb. 1, 2026 | By Joel O'Leary

The 3 Best High-Limit Cards You Can Apply for in February 2026

Get major spending power, solid rewards, and other VIP perks with these high-limit credit cards. Here are our three top picks for early 2026.
A suitcase packed with clothes sitting open in front of a sunny window.
Feb. 1, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- This Is the Best $0 Annual Fee Card in February 2026

Want to rack up the most travel rewards possible without paying an annual fee? This Wells Fargo card might be the perfect way to do it.
People with luggage in line at airport.
Feb. 1, 2026 | By Joel O'Leary

3 Underrated Airport Perks of the Amex Platinum (Besides Lounge Access)

This premium card is famous for airport lounge access, but its lesser-known airport perks can also save time, money, and travel-day headaches.
A desk with a chalkboard with drawing of a piggy bank and a checkmark next to Excellent Credit Score.
Feb. 1, 2026 | By Joel O'Leary

Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.
Man in backpack and straw hat facing away while walking into throng of locals in exotic locale.
Feb. 1, 2026 | By James McClenathen

Save Hundreds With Valuable Statement Credits: The Best Travel Cards This Week, Feb. 1, 2026

Looking to save on 2026 travel today? Here are the best travel cards to apply for now to help you save a bundle on your next getaway.
A woman looking at her laptop with papers on her desk.
Feb. 1, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Feb. 1, 2026: Clear Debt Without the Cost

Find the best 0% intro APR credit cards this week with up to 24 months interest-free. Compare our picks with the longest 0% intro APR periods and start saving.
Mature woman working from laptop with documents in hand.
Jan. 31, 2026 | By Joel O'Leary

4 Traits of Americans With a Perfect 850 Credit Score

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong over time.
Couple has card out to pay in a restaurant.
Jan. 31, 2026 | By Jake FitzGerald

The Little-Known Credit Card Strategy That Can Save You Hundreds in 2026

Couples can double card perks, earn two welcome bonuses, and avoid cash back caps by using the same credit card in 2026.
An air conditioner repairman uses a clipboard to explain the cost of repairs to the homeowners.
Jan. 31, 2026 | By Joel O'Leary

Here's What Happens When You Spend More Than $5,000 on Your Credit Card

Large credit card purchases can affect your score, trigger fraud alerts, or lead to debt. Learn how to handle them smartly and maximize rewards.
Two people looking at credit score on phone.
Jan. 31, 2026 | By James McClenathen

What Happens When You Hit an 850 Credit Score? Here's the Truth

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what matters more.
Young woman about to step into private plane.
Jan. 31, 2026 | By Ryan Wilcox

Why Premium Cards Are Worth It in 2026 -- Even With High Annual Fees

Scared off by the annual fee on premium credit cards? Here's how easy it is to get value from them -- using one of my favorite cards as an example.
A person holding a fan of credit cards.
Jan. 31, 2026 | By Joel O'Leary

We Compared 100+ Credit Cards -- These 5 Made the Winner's List for 2026

These five credit cards won awards for simplicity, rewards, and long-term value in their category. Learn which 2026 picks made our expert-backed winner's list.
Young woman in coffee shop smiling at her credit card and phone.
Jan. 31, 2026 | By Joel O'Leary

Save on Travel, Earn Cash Back, and More: The Best Credit Card Sign-Up Bonuses This Week, Jan. 31, 2026

A valuable welcome bonus can single-handedly make a card worth applying for. Explore our favorite credit card bonuses available now to see what stands out.
A young couple looking stressed while reviewing their bills.
Jan. 31, 2026 | By Joel O'Leary

The Average American Has This Much Debt. How Does Yours Compare?

The average household debt just hit $105,056. Here's how it breaks down, plus tips to help pay off what you owe faster, starting now.
A person sitting at a table holding an envelope full of hundred-dollar bills.
Jan. 30, 2026 | By Joel O'Leary

Here's What Happens When You Pay for Everything in Cash

Switching to a cash-only lifestyle might help you save more, but it also comes with surprising trade-offs that spark strong opinions.
young man using laptop and young woman holding credit card sitting next to each other on a couch.
Jan. 30, 2026 | By Jake FitzGerald

The Most Valuable Credit Card Bonus I've Seen This Winter

The no-annual-fee Prime Visa bonus quietly delivers outsized value this winter if you already shop Amazon or Whole Foods.
A woman pumps her fist and smiles.
Jan. 30, 2026 | By Joel O'Leary

The Most Valuable Credit Card Perk in 2026 Almost Everyone Ignores

0% intro APR cards can help you skip interest while you pay off debt or finance big purchases. See how to use this underrated perk to your advantage in 2026.
Airplane lifting off over palm trees at sunset
Jan. 30, 2026 | By Ryan Wilcox

Forget the Amex Platinum: This Is My Favorite Travel Card Now

Don't want to pay hundreds of dollars for a top travel card? Here's how you can still get tons of value from my favorite $95 card.
Group of young men and women laughing at table holding credit cards
Jan. 30, 2026 | By Ryan Wilcox

Pay Nothing and Rack Up Rewards: The Best No-Annual-Fee Cards This Week, Jan. 30, 2026

Earn rewards without paying an annual fee. Explore our top no-annual-fee credit card picks and find the one that fits your spending style today.
A woman looking confused at her computer while holding a credit card.
Jan. 29, 2026 | By Jake FitzGerald

Here's What Happens When You Max Out Your Credit Card Once

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.
Mother and daughter smiling as they go over some information together.
Jan. 29, 2026 | By Jake FitzGerald

This Discover Card Offers a Bigger Bonus Than Any Other No-Annual-Fee Card

Discover's first-year cashback match is one of the most lucrative welcome offers for any no-annual-fee card. Find out more.
Intrepid woman wearing backpack facing away toward mountain lake.
Jan. 29, 2026 | By Jake FitzGerald

Why the Chase Sapphire Preferred Is Still My Top Travel Card in 2026

In 2026, this card still stands out for flexible points, strong everyday rewards, and an annual fee that is easy to justify.
Young couple looking at each other in stunned unpleasant surprise.
Jan. 29, 2026 | By Ryan Wilcox

These 3 Cards Come With 0% Intro APR Until 2027

Want an easier way to erase high-interest debt? Here's how you can get back on track with these three great balance transfer cards.
Trio of women in flannels and construction helmets looking at a credit card.
Jan. 29, 2026 | By Ryan Wilcox

Save on Annual Fees This Year: The Best Wells Fargo Cards This Week, Jan. 29, 2026

Want to save on annual fees on credit cards? Most of my favorite Wells Fargo cards will cost you $0 to hold onto. Here's what to know.