Sally Herigstad

Sally Herigstad

Herigstad

Sally is a new Fool contributor for 2014, but a long-time personal finance writer, columnist, and certified public accountant. Sally wrote "Help! I Can't Pay My Bills" for St. Martin's Griffin.

Recent articles

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How Are Social Security Benefits Calculated?

It's no mystery. Here's how your Social Security benefits will be determined.


Social Security: Can My Benefits Be Seized by Collectors?

Can credit card companies and other creditors snatch your Social Security benefits from your checking account?


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IRS Rules for Self-Directed 401(k) Plans

Using your employer's self-directed 401(k) plan to take control of your retirement investments is a fabulous idea. Just make sure you abide by these IRS rules.


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9 SIMPLE IRA Rules You Need to Know

SIMPLE IRAs can be easy to open. Make sure you know the rules, however, to keep yours on track.


5 Common Questions About 401(k) Limit Rules

Your 401(k) plan is one of the best tools you can use to can build up a retirement fund. To take full advantage of your plan, however, you must know the 401(k) limit rules.

What Is a Brokerage Account?

You know brokerages send you statements and charge you fees. But what are brokerages, really, and how do they work?


Get Help With Back Taxes

If you have back taxes, you need to find help fast. These tips can get you started.


Should You Save or Pay Off Debt?

Do you really have to pay off all consumer debt before you start to save and invest?


7 Ways to Increase Your Credit Score Fast

You need a higher credit score, and you need it now. What are the best ways to increase a credit score fast?


6 Ways to Get Credit Card Debt Help

You're fed up with being in credit card debt, and you're ready to do something about it. Where can you find the right help to get you out of credit card debt once and for all?

How to Choose the Right Real-Estate Agent

The right real-estate agent can make the difference between a frustrating real-estate transaction and a happy, profitable one.


When Should You Hold Property in Joint Tenancy?

You can hold a house, a bank account, or a car in joint tenancy with someone else. When is that a good idea?


How to Take Tax Deductions for Bad Debts

Lost money to a loan you'll never collect? Take some consolation in tax deductions for your nonbusiness bad debt.


How Much Disability Insurance Do You Need?

You're convinced you need disability insurance, and you may already have some. But will your disability insurance benefits be enough?


Home Repairs That Pay You Back When You Sell

Which home improvements and repairs are worth the investment when you're getting ready to sell your home?

Choosing a Self-Employed Retirement Plan

Confused about which retirement plan is best for you as a self-employed person? Here's help.


3 Options for Your Nondeductible Traditional IRA

What's the best way to deal with your nondeductible or partially deductible Individual Retirement Arrangement?


IRA Rules: What's the Tax Deadline for Retirement Plan Contributions?

If you haven't made a contribution to your IRA or other retirement plan for last year, you may still have time.


3 Reasons You Need a Spousal IRA

Don't neglect your retirement plan just because you have little or no earned income this year. You may be able to contribute based on your spouse's earned income.


5 Reasons Roth IRAs Rule

There's more to the traditional-versus-Roth IRA decision than when you pay the taxes. Here are five good reasons to give Roth IRAs another look.