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Helen Simon

Helen Simon


Helen K. Simon, CFP®, RMA® has been the president of Personal Business Management Services, LLC, an investment advisory firm based in Fort Lauderdale, FL that specializes in assisting individuals in planning their retirement spending, since 1998. She holds over 25 years of professional experience in the financial services industry. Helen was also a faculty member at the Florida International University (FIU) in Miami, FL from 2003 - 2014, where she taught classes in financial management, investments, risk management, and international finance. Helen created and funded FIU's State Farm Financial Literacy Lab and established FIU's first student managed investment fund. Helen holds an MBA and DBA from the Wayne Huizenga School of Business at Nova Southeastern University; she has held the CFP designation since 1994 and the RMA designation since 2013.

Recent articles

The 5 Worst States to Retire In

An overview for soon-to-be retirees of how U.S. states rank amongst each other for retirement living.

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3 Things You Must Immediately Do as a Victim of Income Tax Identity Theft

Safety measures for tax filers.

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Which Credit Card Rewards Program Should You Choose?

While credit cards can offer perks that make financial sense, others may not be as financially rewarding.

The IRS' Dirty Dozen List of Tax Scams for 2016

Each year the IRS comes out with a list of the most notable tax scams, informing the public on what to be on the lookout for come tax season.

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What You Should Know as an International U.S. Taxpayer

What Uncle Sam expects of you while you're living overseas.


5 Financial Ratios Every Investor Needs to Understand

Add some more data to your equity analysis for better returns!

Eligible to Start Social Security In 2016? Here's What You Need To Know

The devil is in the details.

5 Reasons the IRS Will Waive Early Withdrawal Penalties for Your IRA

You may be paying an unnecessary IRA penalty if you meet one of these guidelines!

Should Closed-End Funds Have a Place in Your Portfolio?

They may provide an additional source of ROI.

Asset Allocation: How and Why It Works

A simple investment strategy that offers an attractive reward.


3 Reasons You Should Never Prepay Funeral Expenses

Sometimes what seems like a savvy money choice really isn't.

The 5 Most Retiree-Friendly Countries

If you're itching to make a post-retirement move, here are five great options.

What You Need to Know About Obamacare Open Enrollment for 2016

Specifics about the Patient Protection and Affordable Care Act.

401(k) document

What Is a QLAC, and Why Might You Want One?

Here's another tool in your arsenal of tax-savings strategies!

Dollar-Cost Averaging: A Smart Strategy for Every Investor

The magical properties of dollar-cost averaging

Should a Reverse Mortgage Be Part of Your Retirement Income Plan?

Look before you leap; everyone's situation is different.

Why Every Parent Should Consider This College Savings Plan

Learn the features and benefits of a 529 plan.

myRA: A Smart Option for Retirement Saving?

The myRA is better than nothing, but you should probably consider another option.

Could an Educational Tax Credit Save You $2,500 This Year?

This tax savings just might pay for a few classes next year.

What Is the Consumer Financial Protection Bureau, and How Can It Help You?

This relatively new government agency may be just what you need to help ensure your financial security.

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