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Lyle Daly

Lyle Daly


Recent articles

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6 Student Loan Fees You Should Know About

Before you get a student loan, make sure you're aware of all the possible fees you might pay.

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A Complete Guide to Student Loan Repayment Plans

Not sure which student loan repayment plan you should choose? Here's how you can decide.

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How to Refinance Your Student Loans

Get the terms you want for your student loans by refinancing them.Image source: Getty Images.

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How to Take Out a Student Loan in 4 Easy Steps

If you're going to college, then there's a good chance you'll need a student loan. Here's how to apply.

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Fixed or Variable Rate? How to Choose When Refinancing Student Loans

The type of student loan refinancing you choose has a big impact on how much interest you’ll pay.

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Getting a Student Loan to Attend a For-Profit College? Here's Why You Should Think Twice

Don't make a bad financial decision that could haunt you for years to come.

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How to Get the Most Out of Your Airline Miles

Find out the simplest, most effective ways to stretch your frequent flyer miles further.

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The Key to Staying Out of Credit Card Debt: Save First, Then Splurge

If credit card debt has been a constant source of stress, then it’s time to reevaluate your spending habits.

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Only 39% of Cardholders With Credit Card Debt Know This Important Piece of Information

If you have credit card debt, you need to know how much it’s costing you.

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Trying to Spend Enough for a Credit Card Signup Bonus? What to Do and What to Avoid

If you’re short of a spending minimum, there are smart and not-so-smart ways to bridge the gap.

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Recovering From a Big Hit to Your Credit Score -- How Long Does It Take?

Depending on the circumstances, it could take less than a year -- or up to 10 years.

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5 Things Nobody Might Have Taught You About Credit Cards

To get the most out of credit cards, you need to go beyond all the misinformation.

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How Will One Late Credit Card Payment Affect My Score?

A late credit card payment is never good, but it doesn't always mean your credit score will fall.

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All Points Aren't Created Equal: Understanding the Different Types of Rewards Programs

If you're getting information overload trying to keep the various rewards programs straight, you'll be happy to know that they're actually not that different.

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Cashback or Rewards Card? Here's How to Decide

Most consumers stick to either cashback or rewards points. Choosing correctly can make a big difference in how much value you get out of your credit card.

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How to Avoid an Annual Fee by Downgrading Your Credit Card

Canceling isn't the only way to do it. A downgrade is a simple alternative to save money and preserve your credit score.

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Were You Turned Down for a Credit Card? Here's How to Get Reconsidered

You don't need to give up on a credit card just because your application was denied. That rejection may be easier to overturn than you think.