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Lower rates should unlock pent-up demand from the borrowers these banks specialize in.
In this video, Motley Fool contributors Jason Hall and Tyler Crowe explain why Northpointe Bancshares (NPB 0.70%) and Live Oak Bancshares (LOB -0.17%) are set to be net winners from falling interest rates.
*Stock prices used were from the afternoon of Aug. 27, 2025. The video was published on Sept. 6, 2025.
Jason Hall is a contributing Motley Fool stock market analyst with more than a decade of experience writing about dividend stocks and long-term investing. He has been with the company since 2012 and previously spent over 10 years in technical sales in the printing and information services industry. Jason also founded and operated a small food manufacturing business.
Jason Hall has positions in Live Oak Bancshares. Tyler Crowe has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Live Oak Bancshares. The Motley Fool has a disclosure policy. Jason Hall is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.
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*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.
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