As interest rates decrease, consumers become more interested in purchasing things that need to be financed.
*Stock prices used were the afternoon prices of Sept. 26, 2025. The video was published on Sept. 28, 2025.
Should You Buy Upstart Stock as the Federal Reserve Lowers Interest Rates?
By Parkev Tatevosian, CFA – Sep 30, 2025 at 10:25AM
NASDAQ: UPST
Upstart
Market Cap
$4.7B
Today's Change
(-7.77%) $3.79
Current Price
$44.96
Price as of October 30, 2025 at 4:00 PM ET
Upstart's business is highly dependent on interest rates.
About the Author
A Fool since 2019, and a graduate of Cal State LA with a B.S. in Finance and M.A. in Economics. Parkev is an adjunct professor of Finance and enjoys reading about financial and economic history. You'll often find him writing about stocks in the consumer goods and technology sectors.