On Tuesday, Marshall & Ilsley (NYSE:MI) released fourth-quarter and year-end earnings for the period ended Dec. 31. Here are the quick and dirty details for the quarter.

  • Total revenue grew 14.3% to $886.7 million.
  • Net interest income grew an impressive 18.4% even though the net interest margin decreased slightly to 3.25%.
  • Total diluted earnings were up 6.8%.

(Figures in millions, except per-share data)

Income Statement Highlights

Q4 2006

Q4 2005

Change

Total Revenue

$886.7

$776.1

14.3%

Net Interest Income

$402.3

$339.8

18.4%

Net Profit

$205.4

$177.5

15.7%

EPS

$0.79

$0.74

6.8%

Adjusted EPS

$0.84

$0.74

+13.5%



Get back to basics with a look at the income statement.

Ratio Checkup

Q4 2006

Q4 2005

Change*

Net Interest Margin

3.25%

3.38%

(0.13%)

Efficiency Ratio

62.20%

64.10%

(1.90%)

Nonperforming Assets / Assets

0.48%

0.30%

0.17%

Return on Average Assets

1.56%

1.56%

0.00%

Return on Average Equity

14.27%

15.06%

(0.79%)

*Expressed in percentage points. Efficiency ratio includes Metavante.

Find out more about bank ratios.

Balance Sheet Highlights

Assets

Q4 2006

Q4 2005

Change

Investments

$8,757

$7,505

16.7%

Loans

$41,935

$34,167

22.7%



Liabilities

Q4 2006

Q4 2005

Change

Deposits

$34,084

$27,674

23.2%

Total Liabilities

$50,079

$41,478

20.7%



Learn about bank assets and bank liabilities.

Related Companies:

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  • US Bancorp (NYSE:USB)
  • JPMorgan Chase (NYSE:JPM)
  • Northern Trust (NASDAQ:NTRS)

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Fool by Numbers is designed to give you the raw earnings information in a timely fashion, putting all the numbers you need in one easy-to-read place. But at The Motley Fool, we believe numbers tell only part of the story, so check Fool.com for more of our in-depth discussion of what the numbers mean.

Fool contributor Ryan Fuhrmann has no financial interest in any company mentioned. Feel free to email him with feedback or to discuss any companies mentioned further. The Fool has an ironclad disclosure policy.