Based on the aggregated intelligence of 145,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, reinsurer Platinum Underwriters Holdings (NYSE:PTP) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Platinum's business and see what CAPS investors are saying about the stock right now.

Platinum facts

Headquarters (Founded)

Pembroke, Bermuda (2002)

Market Cap

$1.84 billion

Industry

Reinsurance

Trailing-12-Month Revenue

$1.24 billion

Management

CEO Michael Price (since 2005)
CFO James Krantz (since 2007)

Return on Equity (Average, Past 3 Years)

16.7%

Cash/Debt

$748.1 million / $250 million

Other Highly Rated Insurance Stocks

Berkshire Hathaway (NYSE:BRK-A) (NYSE:BRK-B)
Aflac (NYSE:AFL)

CAPS Members Bullish on PTP Also Bullish on

Johnson & Johnson (NYSE:JNJ)
Noble (NYSE:NE)

CAPS Members Bearish on PTP Also Bearish on

Colfax (NYSE:CFX)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 96% of the 335 members who have rated Platinum believe the stock will outperform the S&P 500 going forward. These bulls include crazysmurf81 and All-Star jed71, who is ranked in the top 10% of our community.

Late last year, crazysmurf81 summed up Platinum as a lustrous opportunity: "Long-term investment. Trading below book value with solid sales and low debt."

In a pitch from two weeks ago, jed71 elaborates:

Rock solid company that looks heavily undervalued. The one item that really struck me was the operating cash flows. Wow. Have increased incrementally in a big way over the past several quarters. Solid balance sheet with little debt and earnings have held up surprisingly well during the downturn.

I also believe their business will grow nicely in the coming years. Many insurance companies are looking to derisk their insurance portfolios and reinsurance transactions should be a large part of the derisking process. The company should benefit nicely from the uptick in reinsurance demand and more favorable reinsurance rates. A definite long term buy and hold.

What do you think about Platinum, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!