Based on the aggregated intelligence of 150,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, jeweler Tiffany (NYSE: TIF) has received a distressing two-star ranking.

With that in mind, let's take a closer look at Tiffany's business and see what CAPS investors are saying about the stock right now.

Tiffany facts

Headquarters (Founded)

New York City (1837)

Market Cap

$5.7 billion

Industry

Specialty stores

Trailing-12-Month Revenue

$2.6 billion

Management

CEO Michael Kowalski (since 1999)
CFO James Fernandez (since 1989)

Revenue and Net Income Growth (Over Past Year)

(15.9%) and (50.8%)

Price-to-Earnings (TIF and S&P 500)

36.1 and 19.0

1-Year Return

177%

Competitors

Blue Nile (Nasdaq: NILE)
Zale (NYSE: ZLC)
eBay (Nasdaq: EBAY)

Highly Rated Retail Alternatives

Wal-Mart Stores (NYSE: WMT)
Costco (Nasdaq: COST)
American Eagle (NYSE: AEO)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 26.5% of the 607 members who have rated Tiffany believe the stock will underperform the S&P 500 going forward. These bears include 00101 and DarthMaul09.

Late last year, listed several reasons why the stock is set to lose its sparkle: "Very high valuation. Slow 5 year sales growth. Nominal cash flow… Nominal debt ratio. Ho hum. High short base."

In a pitch from two months earlier, DarthMaul09 expands on why Tiffany seems way too pricey:

This stock appears to be above where it was last year, but I don’t believe that the economy has recovered enough to have faith that their sales and profits will support their current stock price. The upside potential appears fairly limited. ... It appears more likely that optimism about a recovery has contributed to their stock gains. That optimism can quickly fade with increasing unemployment and depressed retail sales.

What do you think about Tiffany, or any other stock for that matter? If you want to retire rich, you need to protect your portfolio from any undue risk. Staying away from dangerous stocks is crucial to securing your financial future, and on Motley Fool CAPS, thousands of investors are working every day to flag them. CAPS is 100% free, so get started!  

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Blue Nile is a Motley Fool Rule Breakers pick. eBay and Costco are Stock Advisor selections. Costco is also an Inside Value choice, as is Wal-Mart. Motley Fool Options has recommended a bull call spread position on eBay. The Fool owns shares of Costco. The Fool's disclosure policy always gets a perfect score.