The following video is part of our "Motley Fool Conversations" series, in which senior analyst Anand Chokkavelu, CFA, discusses topics across the investing world.

Citigroup has been in a battle with Bank of America to avoid the media label of "worst in class." Unfortunately, its request to use capital for dividends or share buybacks caused it to fail one part of the most recent Federal Reserve stress test. Bank of America learned from its past mistake and avoided the bad publicity that is all Citi's own doing.

Anand Chokkavelu, CFA, and The Motley Fool owns shares of Bank of America and Citigroup. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.