In today's edition of "Talking Stocks," consumer goods editor/analyst Austin Smith looks at a big announcement that Groupon (NASDAQ:GRPN)

On the surface, it seems like a compelling offer for retailers: Groupon plans to charge an industry-low rate of 1.8%. In an environment where 5% processing fees are considered normal, the potential for uptake seems enormous. But a glimpse at the broader landscape reveals more competent and well-capitalized competitors such as Square, Visa, and eBay(NASDAQ:EBAY)

That doesn't mean this sector doesn't have potential, though. In fact, some of the best opportunities over the next few years can be found there, including one small, under-the-radar bank. It’s been called one of "The Stocks Only the Smartest Investors Are Buying." You can learn about it, and more, in our exclusive free report. Just click here to keep reading

Austin Smith owns shares of eBay. The Motley Fool owns shares of MasterCard. Motley Fool newsletter services recommend American Express Company, eBay, and Visa. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.