Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, money transfer giant Western Union(WU -2.65%) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Western Union and see what CAPS investors are saying about the stock right now.

Western Union facts

Headquarters (founded)

Englewood, Colo. (1851)

Market Cap

$7.5 billion

Industry

Data processing and outsourced services

Trailing-12-Month Revenue

$5.7 billion

Management

CEO Hikmet Ersek (since 2010)
CFO Scott Scheirman (since 2006)

Return on Capital (average, past 3 years)

21.6%

Cash/Debt

$1.4 billion / $3.4 billion

Dividend Yield

4%

Competitors

American Express (AXP 0.09%)Moneygram International (MGI)PayPal

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 97% of the 1,582 members who have rated Western Union believe the stock will outperform the S&P 500 going forward.

Earlier this week, one of those Fools, yieldideas, tapped the stock as a particularly solid bargain opportunity:

Western Union is a cash flow machine and in addition to the recent lower guidance which took center stage, management announced another share repurchase program to total $750 [million] or 10% of market cap. Since 2006 it has bought back $4.6 [b]illion of its own shares. ... The money transfer business is just not going away and if [Western Union] as the largest player is facing additional costs, imagine the hardship the smaller competitors are dealing with and how their costs are affected.

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