The following video is from Monday's MarketFoolery podcast, in which host Chris Hill, along with analysts Jason Moser and Joe Magyer, discuss the top business and investing stories.

In this segment, we hear an interesting perspective on several retailers: that the only way these companies will still exist 20 years from now is if their employees add some kind of value for the customers. The guys explore the current retail approaches of various ailing retailers at the moment, such as Sears Holdings (NASDAQ: SHLD), Best Buy (NYSE: BBY) and Barnes & Noble (NYSE: BKS), and take a look at what value might be added in-person that an online retailer can't, or doesn't, compete with.

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