Let's face it, US Bancorp (USB 1.56%) is a pretty boring bank. And, frankly, that's one of the chief reasons to love the bank as an investor. However, that doesn't mean that investors can fall asleep at the wheel if they own USB.

From macroeconomic factors to strategic decisions by the company, there's a lot of moving parts that can hurt (or help!) US Bancorp as it plows ahead in the post-crisis world. In the video below, I discuss three areas that investors will definitely want to keep an eye on when it comes to USB.