Coming on the heels of the $8.5 billion settlement by a collection of banks, including Wells Fargo (WFC), Citigroup (C -0.25%), and Bank of America (BAC -0.15%), that will be paid to those who were potentially damaged by unnecessary foreclosure during the housing collapse of 2008, Motley Fool financial analyst Matt Koppenheffer discusses the size of the affected group of people. While ideally there would have been no one foreclosed upon unnecessarily, the portrayal by the media headlines of the evil thoughtless banks "robo-signing" foreclosures by the millions may not have been entirely accurate.