Wells Fargo (NYSE:WFC) and JPMorgan Chase (NYSE:JPM) are set to release earnings on Friday morning. Because of slowing mortgage refinancing activity, analysts expect these banks to report lower revenues in some segments.

In this video, Motley Fool banking analysts Matt Koppenheffer and David Hanson place their bets on what investors are more likely to see tomorrow: both banks crushing expectations, or both failing to meet analysts' estimates. 

David Hanson has no position in any stocks mentioned. Matt Koppenheffer has no position in any stocks mentioned. The Motley Fool recommends Wells Fargo. The Motley Fool owns shares of JPMorgan Chase. and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.