In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss how the nation's biggest banks will be affected by lower overall mortgage volume as the number of consumers refinancing diminishes. David tells investors what they should do if they are concerned that a bank they hold will have the rug ripped out from underneath its feet.

To follow the Fool's coverage of financial stocks on Twitter, click here!