In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson take a closer look at how the Federal Reserve's tapering decisions should factor into investors' opinions on the banking and financial sector over the next year. While David points to the dangers of rising rates, Matt gives investors a few reasons to be optimistic.

Even if the "taper" doesn't crush the financial sector, bargains of a lifetime are still available in bank stocks, but it's critical to understand what makes the best banks tick. The Motley Fool's new report "Finding the Next Bank Stock Home Run" demystifies the perils of investing in banks and reveals how savvy investors can win. It's completely free -- click here to get started.