Mortgage REITs like American Capital Agency (NASDAQ:AGNC) have been slashing their dividends and may be set to cut them down even more. American Capital Agency is taking a more defensive strategy, but is this the right move? In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer play "Making the Grade" and grade the cautious approach and earnings from Berkshire Hathaway (NYSE:BRK-B)(NYSE:BRK-A).

David Hanson has no position in any stocks mentioned. Matt Koppenheffer owns shares of Berkshire Hathaway. The Motley Fool recommends Berkshire Hathaway. The Motley Fool owns shares of Berkshire Hathaway. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.