Compared to 2005, the market isn't willing to pay a whole lot for Bank of America (BAC 0.46%), Regions Financial (RF 0.98%), U.S. Bancorp (USB 0.98%), or Citigroup (C 2.24%). The multiples the market is paying for bank book values have fallen off a cliff since the crisis – can they ever return to pre-crisis levels? In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer take a look at the banking landscape and give their thoughts.