Compared to 2005, the market isn't willing to pay a whole lot for Bank of America (NYSE:BAC), Regions Financial (NYSE:RF), U.S. Bancorp (NYSE:USB), or Citigroup (NYSE:C). The multiples the market is paying for bank book values have fallen off a cliff since the crisis – can they ever return to pre-crisis levels? In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer take a look at the banking landscape and give their thoughts.