Banking analyst Mike Mayo has been bearish on Bank of America (NYSE:BAC) for quite some time now – but is the criticism justified? In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson look at some of the comments made by Mayo and also tell viewers why Ellington Residential Mortgage REIT (NYSE:EARN) is flying high today.