Bank of America (NYSE:BAC), Citigroup (NYSE:C), Annaly Capital Management (NYSE:NLY), American Capital Agency (NASDAQ:AGNC), and Wells Fargo (NYSE:WFC) all rely on short-term or repo-funding, some more than others, though. In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss how these companies have changed since 2008 and why Annaly Capital Management and American Capital Agency may not be as exposed as you might think.

David Hanson owns shares of JPMorgan Chase and Annaly Capital Management. Matt Koppenheffer owns shares of Bank of America, Citigroup, and JPMorgan Chase. The Motley Fool recommends Bank of America and Wells Fargo. The Motley Fool owns shares of Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.